DCA history · Bitcoin
Bitcoin DCA since 2020: $100 weekly
Investing $100 every week into Bitcoin since 1 January 2020 (357 buys, $35,700 in total) would be worth $96,039 today (+169.02%).
Backtest 1 January 2020 to 1 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$96,039
+169.02% · +28.82%/yr
- Invested
- $35,700.00
- Buys
- 357
- Average cost
- $28,969.38
Lump sum, day one
Winner$385,632
+980.20%
- Invested
- $35,700.00
- Bought at
- $7,214.60
- Max drawdown
- 76.66%
Perfect timing (hindsight)
$566,521
+1486.89%
- Bought on
- 16 Mar 2020
- At a price of
- $4,911.00
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 5% of days, with the longest unbroken stretch lasting 64 days (to 11 Jan 2023). The worst moment was 16 Mar 2020, when it was down 44.1% on what had been invested. It has been in profit continuously since 12 Jan 2023. The average cost per unit was $28,969.38 against a price today of $77,932.30 (+169.02%). The cheapest buy was $5,340.70 on 18 Mar 2020 and the priciest $123,522.00 on 13 Aug 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2020 | $5,300 | $15,218 | +187.14% |
| 31 Dec 2021 | $10,500 | $29,821 | +184.01% |
| 31 Dec 2022 | $15,700 | $14,065 | -10.42% |
| 31 Dec 2023 | $20,900 | $43,831 | +109.72% |
| 31 Dec 2024 | $26,100 | $104,534 | +300.51% |
| 31 Dec 2025 | $31,400 | $102,706 | +227.09% |
| 1 Nov 2026 | $35,700 | $96,039 | +169.02% |
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Try a different start
Weekly $100 into Bitcoin, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Bitcoin since 2020 be worth today?
- Investing $100 every week into Bitcoin since 1 January 2020 (357 buys, $35,700 in total) would be worth $96,039 today (+169.02%).
- Was DCA better than a lump sum for Bitcoin since 2020?
- Investing the same $35,700 in one go on 1 January 2020 would be worth $385,632 today (+980.20%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Bitcoin DCA underwater since 2020?
- The plan was worth less than the money invested on 5% of days, with the longest stretch lasting 64 days (ending 11 Jan 2023).