DCA history · Gold
Gold DCA since 2023: $100 monthly
Investing $100 every month into Gold since 1 January 2023 (47 buys, $4,700 in total) would be worth $7,009 today (+49.12%).
Backtest 1 January 2023 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$7,009
+49.12% · +21.30%/yr
- Invested
- $4,700.00
- Buys
- 47
- Average cost
- $2,687.45
Lump sum, day one
Winner$10,351
+120.23%
- Invested
- $4,700.00
- Bought at
- $1,819.70
- Max drawdown
- 26.69%
Perfect timing (hindsight)
$10,413
+121.56%
- Bought on
- 24 Feb 2023
- At a price of
- $1,808.80
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 6.1% of days, with the longest unbroken stretch lasting 29 days (to 9 Mar 2023). The worst moment was 5 Oct 2023, when it was down 5.1% on what had been invested. It has been in profit continuously since 13 Oct 2023. The average cost per unit was $2,687.45 against a price today of $4,007.50 (+49.12%). The cheapest buy was $1,819.70 on 1 Jan 2023 and the priciest $5,230.50 on 1 Mar 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2023 | $1,200 | $1,281 | +6.74% |
| 31 Dec 2024 | $2,400 | $2,979 | +24.14% |
| 31 Dec 2025 | $3,600 | $6,483 | +80.09% |
| 11 Nov 2026 | $4,700 | $7,009 | +49.12% |
Try a different start
Monthly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in Gold since 2023 be worth today?
- Investing $100 every month into Gold since 1 January 2023 (47 buys, $4,700 in total) would be worth $7,009 today (+49.12%).
- Was DCA better than a lump sum for Gold since 2023?
- Investing the same $4,700 in one go on 1 January 2023 would be worth $10,351 today (+120.23%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2023?
- The plan was worth less than the money invested on 6.1% of days, with the longest stretch lasting 29 days (ending 9 Mar 2023).