DCA history · Gold
Gold DCA since 2024: $100 monthly
Investing $100 every month into Gold since 1 January 2024 (34 buys, $3,400 in total) would be worth $4,477 today (+31.67%).
Backtest 1 January 2024 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$4,477
+31.67% · +20.22%/yr
- Invested
- $3,400.00
- Buys
- 34
- Average cost
- $3,084.88
Lump sum, day one
Winner$6,696
+96.96%
- Invested
- $3,400.00
- Bought at
- $2,062.40
- Max drawdown
- 25.06%
Perfect timing (hindsight)
$6,939
+104.09%
- Bought on
- 14 Feb 2024
- At a price of
- $1,990.30
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 5.7% of days, with the longest unbroken stretch lasting 58 days (to 29 Feb 2024). The worst moment was 14 Feb 2024, when it was down 3.3% on what had been invested. It has been in profit continuously since 1 Mar 2024. The average cost per unit was $3,084.88 against a price today of $4,062.00 (+31.67%). The cheapest buy was $2,053.00 on 1 Feb 2024 and the priciest $5,230.50 on 1 Mar 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2024 | $1,200 | $1,346 | +12.21% |
| 31 Dec 2025 | $2,400 | $3,797 | +58.20% |
| 22 Oct 2026 | $3,400 | $4,477 | +31.67% |
Try a different start
Monthly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in Gold since 2024 be worth today?
- Investing $100 every month into Gold since 1 January 2024 (34 buys, $3,400 in total) would be worth $4,477 today (+31.67%).
- Was DCA better than a lump sum for Gold since 2024?
- Investing the same $3,400 in one go on 1 January 2024 would be worth $6,696 today (+96.96%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2024?
- The plan was worth less than the money invested on 5.7% of days, with the longest stretch lasting 58 days (ending 29 Feb 2024).