DCA history · Gold
Gold DCA since 2023: $100 weekly
Investing $100 every week into Gold since 1 January 2023 (202 buys, $20,200 in total) would be worth $29,955 today (+48.29%).
Backtest 1 January 2023 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$29,955
+48.29% · +21.13%/yr
- Invested
- $20,200.00
- Buys
- 202
- Average cost
- $2,702.48
Lump sum, day one
Winner$44,486
+120.23%
- Invested
- $20,200.00
- Bought at
- $1,819.70
- Max drawdown
- 26.69%
Perfect timing (hindsight)
$44,754
+121.56%
- Bought on
- 24 Feb 2023
- At a price of
- $1,808.80
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 8.2% of days, with the longest unbroken stretch lasting 38 days (to 12 Mar 2023). The worst moment was 5 Oct 2023, when it was down 5.7% on what had been invested. It has been in profit continuously since 18 Oct 2023. The average cost per unit was $2,702.48 against a price today of $4,007.50 (+48.29%). The cheapest buy was $1,808.80 on 26 Feb 2023 and the priciest $5,230.50 on 1 Mar 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2023 | $5,300 | $5,632 | +6.26% |
| 31 Dec 2024 | $10,500 | $12,945 | +23.29% |
| 31 Dec 2025 | $15,700 | $27,966 | +78.13% |
| 11 Nov 2026 | $20,200 | $29,955 | +48.29% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2023 be worth today?
- Investing $100 every week into Gold since 1 January 2023 (202 buys, $20,200 in total) would be worth $29,955 today (+48.29%).
- Was DCA better than a lump sum for Gold since 2023?
- Investing the same $20,200 in one go on 1 January 2023 would be worth $44,486 today (+120.23%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2023?
- The plan was worth less than the money invested on 8.2% of days, with the longest stretch lasting 38 days (ending 12 Mar 2023).