DCA history · Gold
Gold DCA since 2024: $100 weekly
Investing $100 every week into Gold since 1 January 2024 (147 buys, $14,700 in total) would be worth $19,168 today (+30.39%).
Backtest 1 January 2024 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$19,168
+30.39% · +19.82%/yr
- Invested
- $14,700.00
- Buys
- 147
- Average cost
- $3,116.48
Lump sum, day one
Winner$28,965
+97.04%
- Invested
- $14,700.00
- Bought at
- $2,062.40
- Max drawdown
- 25.06%
Perfect timing (hindsight)
$30,014
+104.18%
- Bought on
- 14 Feb 2024
- At a price of
- $1,990.30
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 4% of days, with the longest unbroken stretch lasting 15 days (to 30 Jan 2024). The worst moment was 17 Jan 2024, when it was down 2.1% on what had been invested. It has been in profit continuously since 27 Feb 2024. The average cost per unit was $3,116.48 against a price today of $4,063.70 (+30.39%). The cheapest buy was $2,011.50 on 19 Feb 2024 and the priciest $5,294.40 on 2 Mar 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2024 | $5,300 | $5,898 | +11.29% |
| 31 Dec 2025 | $10,500 | $16,353 | +55.74% |
| 22 Oct 2026 | $14,700 | $19,168 | +30.39% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2024 be worth today?
- Investing $100 every week into Gold since 1 January 2024 (147 buys, $14,700 in total) would be worth $19,168 today (+30.39%).
- Was DCA better than a lump sum for Gold since 2024?
- Investing the same $14,700 in one go on 1 January 2024 would be worth $28,965 today (+97.04%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2024?
- The plan was worth less than the money invested on 4% of days, with the longest stretch lasting 15 days (ending 30 Jan 2024).