DCA history · S&P 500
S&P 500 DCA since 2000: $100 weekly
Investing $100 every week into S&P 500 since 1 January 2000 (1,399 buys, $139,900 in total) would be worth $632,364 today (+352.01%).
Backtest 1 January 2000 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$632,364
+352.01% · +9.83%/yr
- Invested
- $139,900.00
- Buys
- 1,399
- Average cost
- $1,699.09
Lump sum, day one
Winner$731,287
+422.72%
- Invested
- $139,900.00
- Bought at
- $1,469.25
- Max drawdown
- 56.78%
Perfect timing (hindsight)
$1,588,168
+1035.22%
- Bought on
- 9 Mar 2009
- At a price of
- $676.53
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 21.5% of days, with the longest unbroken stretch lasting 1,188 days (to 30 Dec 2003). The worst moment was 9 Mar 2009, when it was down 42.3% on what had been invested. It has been in profit continuously since 28 Nov 2011. The average cost per unit was $1,699.09 against a price today of $7,680.08 (+352.01%). The cheapest buy was $683.38 on 7 Mar 2009 and the priciest $7,811.54 on 10 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2000 | $5,300 | $4,919 | -7.20% |
| 31 Dec 2001 | $10,500 | $9,311 | -11.32% |
| 31 Dec 2002 | $15,700 | $11,791 | -24.90% |
| 31 Dec 2003 | $20,900 | $20,939 | +0.19% |
| 31 Dec 2004 | $26,100 | $28,406 | +8.84% |
| 31 Dec 2005 | $31,400 | $34,740 | +10.64% |
| 31 Dec 2006 | $36,600 | $45,104 | +23.23% |
| 31 Dec 2007 | $41,800 | $51,869 | +24.09% |
| 31 Dec 2008 | $47,000 | $35,870 | -23.68% |
| 31 Dec 2009 | $52,200 | $50,501 | -3.26% |
| 31 Dec 2010 | $57,400 | $62,723 | +9.27% |
| 31 Dec 2011 | $62,700 | $67,992 | +8.44% |
| 31 Dec 2012 | $67,900 | $82,487 | +21.48% |
| 31 Dec 2013 | $73,100 | $112,766 | +54.26% |
| 31 Dec 2014 | $78,300 | $131,164 | +67.52% |
| 31 Dec 2015 | $83,500 | $135,372 | +62.12% |
| 31 Dec 2016 | $88,800 | $153,960 | +73.38% |
| 31 Dec 2017 | $94,000 | $189,542 | +101.64% |
| 31 Dec 2018 | $99,200 | $182,478 | +83.95% |
| 31 Dec 2019 | $104,400 | $240,948 | +130.79% |
| 31 Dec 2020 | $109,600 | $286,270 | +161.20% |
| 31 Dec 2021 | $114,800 | $369,095 | +221.51% |
| 31 Dec 2022 | $120,100 | $302,317 | +151.72% |
| 31 Dec 2023 | $125,300 | $381,367 | +204.36% |
| 31 Dec 2024 | $130,500 | $475,914 | +264.69% |
| 31 Dec 2025 | $135,700 | $559,677 | +312.44% |
| 22 Oct 2026 | $139,900 | $632,364 | +352.01% |
Try a different start
Weekly $100 into S&P 500, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 since 2000 be worth today?
- Investing $100 every week into S&P 500 since 1 January 2000 (1,399 buys, $139,900 in total) would be worth $632,364 today (+352.01%).
- Was DCA better than a lump sum for S&P 500 since 2000?
- Investing the same $139,900 in one go on 1 January 2000 would be worth $731,287 today (+422.72%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 DCA underwater since 2000?
- The plan was worth less than the money invested on 21.5% of days, with the longest stretch lasting 1,188 days (ending 30 Dec 2003).