DCA history · S&P 500
S&P 500 DCA since 2024: $100 weekly
Investing $100 every week into S&P 500 since 1 January 2024 (147 buys, $14,700 in total) would be worth $18,444 today (+25.47%).
Backtest 1 January 2024 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$18,444
+25.47% · +16.82%/yr
- Invested
- $14,700.00
- Buys
- 147
- Average cost
- $6,120.51
Lump sum, day one
Winner$23,666
+60.99%
- Invested
- $14,700.00
- Bought at
- $4,769.83
- Max drawdown
- 18.9%
Perfect timing (hindsight)
$24,076
+63.78%
- Bought on
- 4 Jan 2024
- At a price of
- $4,688.68
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 3.5% of days, with the longest unbroken stretch lasting 21 days (to 23 Apr 2025). The worst moment was 8 Apr 2025, when it was down 9.1% on what had been invested. It has been in profit continuously since 24 Apr 2025. The average cost per unit was $6,120.51 against a price today of $7,679.18 (+25.47%). The cheapest buy was $4,763.54 on 8 Jan 2024 and the priciest $7,807.24 on 12 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2024 | $5,300 | $5,773 | +8.92% |
| 31 Dec 2025 | $10,500 | $12,481 | +18.87% |
| 22 Oct 2026 | $14,700 | $18,444 | +25.47% |
Try a different start
Weekly $100 into S&P 500, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 since 2024 be worth today?
- Investing $100 every week into S&P 500 since 1 January 2024 (147 buys, $14,700 in total) would be worth $18,444 today (+25.47%).
- Was DCA better than a lump sum for S&P 500 since 2024?
- Investing the same $14,700 in one go on 1 January 2024 would be worth $23,666 today (+60.99%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 DCA underwater since 2024?
- The plan was worth less than the money invested on 3.5% of days, with the longest stretch lasting 21 days (ending 23 Apr 2025).