DCA history · S&P 500
S&P 500 DCA since 2014: $100 weekly
Investing $100 every week into S&P 500 since 1 January 2014 (669 buys, $66,900 in total) would be worth $163,967 today (+145.09%).
Backtest 1 January 2014 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$163,967
+145.09% · +13.18%/yr
- Invested
- $66,900.00
- Buys
- 669
- Average cost
- $3,133.54
Lump sum, day one
Winner$277,975
+315.51%
- Invested
- $66,900.00
- Bought at
- $1,848.36
- Max drawdown
- 33.92%
Perfect timing (hindsight)
$294,965
+340.90%
- Bought on
- 3 Feb 2014
- At a price of
- $1,741.89
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 3.2% of days, with the longest unbroken stretch lasting 56 days (to 1 Mar 2016). The worst moment was 11 Feb 2016, when it was down 7.9% on what had been invested. It has been in profit continuously since 24 Mar 2020. The average cost per unit was $3,133.54 against a price today of $7,680.08 (+145.09%). The cheapest buy was $1,751.64 on 5 Feb 2014 and the priciest $7,801.77 on 7 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2014 | $5,300 | $5,655 | +6.69% |
| 31 Dec 2015 | $10,500 | $10,773 | +2.60% |
| 31 Dec 2016 | $15,700 | $17,371 | +10.65% |
| 31 Dec 2017 | $20,900 | $26,433 | +26.47% |
| 31 Dec 2018 | $26,100 | $29,537 | +13.17% |
| 31 Dec 2019 | $31,300 | $43,863 | +40.14% |
| 31 Dec 2020 | $36,600 | $57,228 | +56.36% |
| 31 Dec 2021 | $41,800 | $78,450 | +87.68% |
| 31 Dec 2022 | $47,000 | $68,087 | +44.87% |
| 31 Dec 2023 | $52,200 | $90,398 | +73.18% |
| 31 Dec 2024 | $57,400 | $117,138 | +104.07% |
| 31 Dec 2025 | $62,700 | $142,192 | +126.78% |
| 22 Oct 2026 | $66,900 | $163,967 | +145.09% |
Try a different start
Weekly $100 into S&P 500, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 since 2014 be worth today?
- Investing $100 every week into S&P 500 since 1 January 2014 (669 buys, $66,900 in total) would be worth $163,967 today (+145.09%).
- Was DCA better than a lump sum for S&P 500 since 2014?
- Investing the same $66,900 in one go on 1 January 2014 would be worth $277,975 today (+315.51%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 DCA underwater since 2014?
- The plan was worth less than the money invested on 3.2% of days, with the longest stretch lasting 56 days (ending 1 Mar 2016).