DCA history · S&P 500
S&P 500 DCA since 2022: $100 weekly
Investing $100 every week into S&P 500 since 1 January 2022 (254 buys, $25,400 in total) would be worth $37,651 today (+48.23%).
Backtest 1 January 2022 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$37,651
+48.23% · +16.44%/yr
- Invested
- $25,400.00
- Buys
- 254
- Average cost
- $5,144.24
Lump sum, day one
Winner$40,638
+59.99%
- Invested
- $25,400.00
- Bought at
- $4,766.18
- Max drawdown
- 25.43%
Perfect timing (hindsight)
$54,147
+113.18%
- Bought on
- 12 Oct 2022
- At a price of
- $3,577.03
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 22.5% of days, with the longest unbroken stretch lasting 162 days (to 30 Jan 2023). The worst moment was 16 Jun 2022, when it was down 15.3% on what had been invested. It has been in profit continuously since 30 Oct 2023. The average cost per unit was $5,144.24 against a price today of $7,625.46 (+48.23%). The cheapest buy was $3,583.07 on 15 Oct 2022 and the priciest $7,811.54 on 10 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2022 | $5,300 | $4,985 | -5.95% |
| 31 Dec 2023 | $10,500 | $11,989 | +14.18% |
| 31 Dec 2024 | $15,700 | $20,438 | +30.18% |
| 31 Dec 2025 | $20,900 | $29,558 | +41.43% |
| 11 Nov 2026 | $25,400 | $37,651 | +48.23% |
Try a different start
Weekly $100 into S&P 500, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 since 2022 be worth today?
- Investing $100 every week into S&P 500 since 1 January 2022 (254 buys, $25,400 in total) would be worth $37,651 today (+48.23%).
- Was DCA better than a lump sum for S&P 500 since 2022?
- Investing the same $25,400 in one go on 1 January 2022 would be worth $40,638 today (+59.99%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 DCA underwater since 2022?
- The plan was worth less than the money invested on 22.5% of days, with the longest stretch lasting 162 days (ending 30 Jan 2023).