DCA history · XRP
XRP DCA since 2018: $100 weekly
Investing $100 every week into XRP since 1 January 2018 (460 buys, $46,000 in total) would be worth $123,423 today (+168.31%).
Backtest 1 January 2018 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
Winner$123,423
+168.31% · +21.68%/yr
- Invested
- $46,000.00
- Buys
- 460
- Average cost
- $0.4938
Lump sum, day one
$25,489
-44.59%
- Invested
- $46,000.00
- Bought at
- $2.39
- Max drawdown
- 95.87%
Perfect timing (hindsight)
$436,462
+848.83%
- Bought on
- 12 Mar 2020
- At a price of
- $0.1396
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 37.7% of days, with the longest unbroken stretch lasting 512 days (to 19 Nov 2020). The worst moment was 12 Mar 2020, when it was down 61.3% on what had been invested. It has been in profit continuously since 21 Mar 2023. The average cost per unit was $0.4938 against a price today of $1.32 (+167.32%). The cheapest buy was $0.1411 on 16 Mar 2020 and the priciest $3.56 on 21 Jul 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2018 | $5,300 | $3,610 | -31.89% |
| 31 Dec 2019 | $10,500 | $5,343 | -49.12% |
| 31 Dec 2020 | $15,700 | $10,948 | -30.27% |
| 31 Dec 2021 | $20,900 | $47,599 | +127.75% |
| 31 Dec 2022 | $26,100 | $23,308 | -10.70% |
| 31 Dec 2023 | $31,300 | $48,697 | +55.58% |
| 31 Dec 2024 | $36,600 | $182,851 | +399.59% |
| 31 Dec 2025 | $41,800 | $165,677 | +296.36% |
| 22 Oct 2026 | $46,000 | $123,423 | +168.31% |
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Weekly $100 into XRP, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in XRP since 2018 be worth today?
- Investing $100 every week into XRP since 1 January 2018 (460 buys, $46,000 in total) would be worth $123,423 today (+168.31%).
- Was DCA better than a lump sum for XRP since 2018?
- Investing the same $46,000 in one go on 1 January 2018 would be worth $25,489 today (-44.59%), so spreading the buys out came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was XRP DCA underwater since 2018?
- The plan was worth less than the money invested on 37.7% of days, with the longest stretch lasting 512 days (ending 19 Nov 2020).