DCA history · XRP
XRP DCA since 2025: $100 weekly
Investing $100 every week into XRP since 1 January 2025 (95 buys, $9,500 in total) would be worth $7,053 today (-25.76%).
Backtest 1 January 2025 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
Winner$7,053
-25.76% · -29.38%/yr
- Invested
- $9,500.00
- Buys
- 95
- Average cost
- $1.78
Lump sum, day one
$5,415
-43.00%
- Invested
- $9,500.00
- Bought at
- $2.32
- Max drawdown
- 72.1%
Perfect timing (hindsight)
$12,677
+33.44%
- Bought on
- 16 Aug 2026
- At a price of
- $0.9920
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 77.9% of days, with the longest unbroken stretch lasting 346 days (to 22 Oct 2026). The worst moment was 5 Feb 2026, when it was down 49.0% on what had been invested. The average cost per unit was $1.78 against a price today of $1.32 (-25.84%). The cheapest buy was $1.00 on 12 Aug 2026 and the priciest $3.28 on 13 Aug 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2025 | $5,300 | $4,004 | -24.45% |
| 22 Oct 2026 | $9,500 | $7,053 | -25.76% |
Want to start? Set up $100.00 weekly XRP buys on Kraken.
Referral link: we may earn a commission, at no cost to you. Not financial advice. Compare exchanges
Try a different start
Weekly $100 into XRP, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in XRP since 2025 be worth today?
- Investing $100 every week into XRP since 1 January 2025 (95 buys, $9,500 in total) would be worth $7,053 today (-25.76%).
- Was DCA better than a lump sum for XRP since 2025?
- Investing the same $9,500 in one go on 1 January 2025 would be worth $5,415 today (-43.00%), so spreading the buys out came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was XRP DCA underwater since 2025?
- The plan was worth less than the money invested on 77.9% of days, with the longest stretch lasting 346 days (ending 22 Oct 2026).