XRP DCA since 2025: $100 weekly

Investing $100 every week into XRP since 1 January 2025 (98 buys, $9,800 in total) would be worth $5,725 today (-41.58%).

Backtest 1 January 2025 to 12 November 2026 · USD · no fees · live price. Change the amount, dates or fees →

Dollar-cost averaging

Winner

$5,725

-41.58% · -47.27%/yr

Invested
$9,800.00
Buys
98
Average cost
$1.76

Lump sum, day one

$4,335

-55.77%

Invested
$9,800.00
Bought at
$2.32
Max drawdown
72.1%

Perfect timing (hindsight)

$10,148

+3.55%

Bought on
16 Aug 2026
At a price of
$0.9920
Not a plan you could follow

How it would have felt

Over this period the plan was worth less than the money you’d put in on 78.6% of days, with the longest unbroken stretch lasting 367 days (to 12 Nov 2026). The worst moment was 5 Feb 2026, when it was down 49.0% on what had been invested. The average cost per unit was $1.76 against a price today of $1.03 (-41.48%). The cheapest buy was $1.00 on 12 Aug 2026 and the priciest $3.28 on 13 Aug 2025.

Year by year

As ofInvestedWorthReturn
31 Dec 2025$5,300$4,004-24.45%
12 Nov 2026$9,800$5,725-41.58%

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Try a different start

Weekly $100 into XRP, by start year:

Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.

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Frequently asked questions

How much would $100 every week in XRP since 2025 be worth today?
Investing $100 every week into XRP since 1 January 2025 (98 buys, $9,800 in total) would be worth $5,725 today (-41.58%).
Was DCA better than a lump sum for XRP since 2025?
Investing the same $9,800 in one go on 1 January 2025 would be worth $4,335 today (-55.77%), so spreading the buys out came out ahead over this particular period. Which wins depends heavily on the start date.
How long was XRP DCA underwater since 2025?
The plan was worth less than the money invested on 78.6% of days, with the longest stretch lasting 367 days (ending 12 Nov 2026).
A historical simulation, not financial advice. Past performance does not predict future results; cryptocurrency is highly volatile and you can lose your entire investment. Figures use daily closing prices with a live quote for today, USD, and no fees.