DCA history · XRP
XRP DCA since 2020: $100 weekly
Investing $100 every week into XRP since 1 January 2020 (356 buys, $35,600 in total) would be worth $87,586 today (+146.03%).
Backtest 1 January 2020 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$87,586
+146.03% · +26.33%/yr
- Invested
- $35,600.00
- Buys
- 356
- Average cost
- $0.5385
Lump sum, day one
Winner$244,808
+587.66%
- Invested
- $35,600.00
- Bought at
- $0.1927
- Max drawdown
- 83.25%
Perfect timing (hindsight)
$337,784
+848.83%
- Bought on
- 12 Mar 2020
- At a price of
- $0.1396
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 11.4% of days, with the longest unbroken stretch lasting 52 days (to 27 Apr 2020). The worst moment was 12 Mar 2020, when it was down 40.8% on what had been invested. It has been in profit continuously since 21 Mar 2023. The average cost per unit was $0.5385 against a price today of $1.32 (+145.12%). The cheapest buy was $0.1431 on 18 Mar 2020 and the priciest $3.28 on 13 Aug 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2020 | $5,300 | $5,003 | -5.61% |
| 31 Dec 2021 | $10,500 | $25,070 | +138.76% |
| 31 Dec 2022 | $15,700 | $14,132 | -9.99% |
| 31 Dec 2023 | $20,900 | $32,032 | +53.26% |
| 31 Dec 2024 | $26,100 | $126,428 | +384.40% |
| 31 Dec 2025 | $31,400 | $115,836 | +268.90% |
| 22 Oct 2026 | $35,600 | $87,586 | +146.03% |
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Weekly $100 into XRP, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in XRP since 2020 be worth today?
- Investing $100 every week into XRP since 1 January 2020 (356 buys, $35,600 in total) would be worth $87,586 today (+146.03%).
- Was DCA better than a lump sum for XRP since 2020?
- Investing the same $35,600 in one go on 1 January 2020 would be worth $244,808 today (+587.66%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was XRP DCA underwater since 2020?
- The plan was worth less than the money invested on 11.4% of days, with the longest stretch lasting 52 days (ending 27 Apr 2020).