DCA history · XRP
XRP DCA since 2021: $100 weekly
Investing $100 every week into XRP since 1 January 2021 (306 buys, $30,600 in total) would be worth $46,911 today (+53.30%).
Backtest 1 January 2021 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$46,911
+53.30% · +14.61%/yr
- Invested
- $30,600.00
- Buys
- 306
- Average cost
- $0.6994
Lump sum, day one
Winner$138,177
+351.56%
- Invested
- $30,600.00
- Bought at
- $0.2374
- Max drawdown
- 83.25%
Perfect timing (hindsight)
$148,020
+383.72%
- Bought on
- 2 Jan 2021
- At a price of
- $0.2217
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 31.1% of days, with the longest unbroken stretch lasting 339 days (to 28 Mar 2023). The worst moment was 13 Jun 2022, when it was down 53.1% on what had been invested. It has been in profit continuously since 6 Nov 2024. The average cost per unit was $0.6994 against a price today of $1.07 (+52.99%). The cheapest buy was $0.2374 on 1 Jan 2021 and the priciest $3.42 on 18 Jul 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2021 | $5,300 | $6,417 | +21.07% |
| 31 Dec 2022 | $10,500 | $6,476 | -38.32% |
| 31 Dec 2023 | $15,700 | $18,158 | +15.66% |
| 31 Dec 2024 | $20,900 | $79,528 | +280.52% |
| 31 Dec 2025 | $26,100 | $74,294 | +184.65% |
| 11 Nov 2026 | $30,600 | $46,911 | +53.30% |
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Try a different start
Weekly $100 into XRP, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in XRP since 2021 be worth today?
- Investing $100 every week into XRP since 1 January 2021 (306 buys, $30,600 in total) would be worth $46,911 today (+53.30%).
- Was DCA better than a lump sum for XRP since 2021?
- Investing the same $30,600 in one go on 1 January 2021 would be worth $138,177 today (+351.56%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was XRP DCA underwater since 2021?
- The plan was worth less than the money invested on 31.1% of days, with the longest stretch lasting 339 days (ending 28 Mar 2023).