DCA history · Monero
Monero DCA since 2016: $100 monthly
Investing $100 every month into Monero since 1 January 2016 (130 buys, $13,000 in total) would be worth $673,608 today (+5081.60%).
Backtest 1 January 2016 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$673,608
+5081.60% · +68.87%/yr
- Invested
- $13,000.00
- Buys
- 130
- Average cost
- $11.74
Lump sum, day one
Winner$15,888,520
+122119.39%
- Invested
- $13,000.00
- Bought at
- $0.4979
- Max drawdown
- 93.05%
Perfect timing (hindsight)
$18,462,503
+141919.25%
- Bought on
- 15 Jan 2016
- At a price of
- $0.4285
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 0.5% of days, with the longest unbroken stretch lasting 11 days (to 17 Jan 2016). The worst moment was 15 Jan 2016, when it was down 13.9% on what had been invested. It has been in profit continuously since 11 Feb 2016. The average cost per unit was $11.74 against a price today of $608.49 (+5083.05%). The cheapest buy was $0.4979 on 1 Jan 2016 and the priciest $543.30 on 1 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2016 | $1,200 | $13,571 | +1030.89% |
| 31 Dec 2017 | $2,400 | $358,497 | +14837.38% |
| 31 Dec 2018 | $3,600 | $47,878 | +1229.94% |
| 31 Dec 2019 | $4,800 | $47,037 | +879.93% |
| 31 Dec 2020 | $6,000 | $167,658 | +2694.30% |
| 31 Dec 2021 | $7,200 | $247,434 | +3336.58% |
| 31 Dec 2022 | $8,400 | $159,726 | +1801.50% |
| 31 Dec 2023 | $9,600 | $179,448 | +1769.25% |
| 31 Dec 2024 | $10,800 | $212,314 | +1865.87% |
| 31 Dec 2025 | $12,000 | $478,982 | +3891.51% |
| 22 Oct 2026 | $13,000 | $673,608 | +5081.60% |
Try a different start
Monthly $100 into Monero, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in Monero since 2016 be worth today?
- Investing $100 every month into Monero since 1 January 2016 (130 buys, $13,000 in total) would be worth $673,608 today (+5081.60%).
- Was DCA better than a lump sum for Monero since 2016?
- Investing the same $13,000 in one go on 1 January 2016 would be worth $15,888,520 today (+122119.39%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Monero DCA underwater since 2016?
- The plan was worth less than the money invested on 0.5% of days, with the longest stretch lasting 11 days (ending 17 Jan 2016).