DCA history · Monero
Monero DCA since 2020: $100 monthly
Investing $100 every month into Monero since 1 January 2020 (82 buys, $8,200 in total) would be worth $31,441 today (+283.43%).
Backtest 1 January 2020 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$31,441
+283.43% · +39.30%/yr
- Invested
- $8,200.00
- Buys
- 82
- Average cost
- $158.70
Lump sum, day one
Winner$109,373
+1233.82%
- Invested
- $8,200.00
- Bought at
- $45.62
- Max drawdown
- 78.56%
Perfect timing (hindsight)
$152,915
+1764.82%
- Bought on
- 16 Mar 2020
- At a price of
- $32.63
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 4.3% of days, with the longest unbroken stretch lasting 28 days (to 5 Apr 2020). The worst moment was 16 Mar 2020, when it was down 44.4% on what had been invested. It has been in profit continuously since 9 May 2024. The average cost per unit was $158.70 against a price today of $608.49 (+283.42%). The cheapest buy was $45.62 on 1 Jan 2020 and the priciest $543.30 on 1 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2020 | $1,200 | $2,581 | +115.09% |
| 31 Dec 2021 | $2,400 | $5,011 | +108.78% |
| 31 Dec 2022 | $3,600 | $4,284 | +19.00% |
| 31 Dec 2023 | $4,800 | $6,034 | +25.71% |
| 31 Dec 2024 | $6,000 | $8,622 | +43.69% |
| 31 Dec 2025 | $7,200 | $21,278 | +195.53% |
| 22 Oct 2026 | $8,200 | $31,441 | +283.43% |
Try a different start
Monthly $100 into Monero, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in Monero since 2020 be worth today?
- Investing $100 every month into Monero since 1 January 2020 (82 buys, $8,200 in total) would be worth $31,441 today (+283.43%).
- Was DCA better than a lump sum for Monero since 2020?
- Investing the same $8,200 in one go on 1 January 2020 would be worth $109,373 today (+1233.82%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Monero DCA underwater since 2020?
- The plan was worth less than the money invested on 4.3% of days, with the longest stretch lasting 28 days (ending 5 Apr 2020).