DCA history · Monero
Monero DCA since 2018: $100 monthly
Investing $100 every month into Monero since 1 January 2018 (107 buys, $10,700 in total) would be worth $47,088 today (+340.08%).
Backtest 1 January 2018 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
Winner$47,088
+340.08% · +32.06%/yr
- Invested
- $10,700.00
- Buys
- 107
- Average cost
- $133.65
Lump sum, day one
$17,531
+63.84%
- Invested
- $10,700.00
- Bought at
- $358.99
- Max drawdown
- 92.9%
Perfect timing (hindsight)
$192,872
+1702.54%
- Bought on
- 16 Mar 2020
- At a price of
- $32.63
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 26.4% of days, with the longest unbroken stretch lasting 380 days (to 14 May 2019). The worst moment was 15 Dec 2018, when it was down 72.4% on what had been invested. It has been in profit continuously since 7 Feb 2024. The average cost per unit was $133.65 against a price today of $588.17 (+340.08%). The cheapest buy was $43.72 on 1 Feb 2019 and the priciest $599.07 on 1 Nov 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2018 | $1,200 | $394 | -67.17% |
| 31 Dec 2019 | $2,400 | $1,258 | -47.59% |
| 31 Dec 2020 | $3,600 | $6,996 | +94.32% |
| 31 Dec 2021 | $4,800 | $11,493 | +139.44% |
| 31 Dec 2022 | $6,000 | $8,441 | +40.68% |
| 31 Dec 2023 | $7,200 | $10,671 | +48.21% |
| 31 Dec 2024 | $8,400 | $14,069 | +67.48% |
| 31 Dec 2025 | $9,600 | $33,518 | +249.15% |
| 11 Nov 2026 | $10,700 | $47,088 | +340.08% |
Try a different start
Monthly $100 into Monero, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in Monero since 2018 be worth today?
- Investing $100 every month into Monero since 1 January 2018 (107 buys, $10,700 in total) would be worth $47,088 today (+340.08%).
- Was DCA better than a lump sum for Monero since 2018?
- Investing the same $10,700 in one go on 1 January 2018 would be worth $17,531 today (+63.84%), so spreading the buys out came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Monero DCA underwater since 2018?
- The plan was worth less than the money invested on 26.4% of days, with the longest stretch lasting 380 days (ending 14 May 2019).