DCA history · Monero

Monero DCA since 2022: $100 monthly

Investing $100 every month into Monero since 1 January 2022 (58 buys, $5,800 in total) would be worth $18,168 today (+213.24%).

Backtest 1 January 2022 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →

Dollar-cost averaging

Winner

$18,168

+213.24% · +49.98%/yr

Invested
$5,800.00
Buys
58
Average cost
$194.25

Lump sum, day one

$14,114

+143.35%

Invested
$5,800.00
Bought at
$250.05
Max drawdown
63.11%

Perfect timing (hindsight)

$34,099

+487.91%

Bought on
18 Jun 2022
At a price of
$103.50
Not a plan you could follow

How it would have felt

Over this period the plan was worth less than the money you’d put in on 42.4% of days, with the longest unbroken stretch lasting 222 days (to 10 Jan 2023). The worst moment was 18 Jun 2022, when it was down 46.9% on what had been invested. It has been in profit continuously since 28 Nov 2024. The average cost per unit was $194.25 against a price today of $608.49 (+213.25%). The cheapest buy was $115.97 on 1 Jul 2022 and the priciest $543.30 on 1 Oct 2026.

Year by year

As ofInvestedWorthReturn
31 Dec 2022$1,200$1,071-10.72%
31 Dec 2023$2,400$2,450+2.08%
31 Dec 2024$3,600$4,412+22.54%
31 Dec 2025$4,800$11,818+146.21%
22 Oct 2026$5,800$18,168+213.24%

Try a different start

Monthly $100 into Monero, by start year:

Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.

Same plan every week instead →

Frequently asked questions

How much would $100 every month in Monero since 2022 be worth today?
Investing $100 every month into Monero since 1 January 2022 (58 buys, $5,800 in total) would be worth $18,168 today (+213.24%).
Was DCA better than a lump sum for Monero since 2022?
Investing the same $5,800 in one go on 1 January 2022 would be worth $14,114 today (+143.35%), so spreading the buys out came out ahead over this particular period. Which wins depends heavily on the start date.
How long was Monero DCA underwater since 2022?
The plan was worth less than the money invested on 42.4% of days, with the longest stretch lasting 222 days (ending 10 Jan 2023).
A historical simulation, not financial advice. Past performance does not predict future results; cryptocurrency is highly volatile and you can lose your entire investment. Figures use daily closing prices with a live quote for today, USD, and no fees.