DCA history · Monero

Monero DCA since 2025: $100 monthly

Investing $100 every month into Monero since 1 January 2025 (22 buys, $2,200 in total) would be worth $4,271 today (+94.15%).

Backtest 1 January 2025 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →

Dollar-cost averaging

$4,271

+94.15% · +91.36%/yr

Invested
$2,200.00
Buys
22
Average cost
$314.24

Lump sum, day one

Winner

$6,868

+212.17%

Invested
$2,200.00
Bought at
$195.44
Max drawdown
58.78%

Perfect timing (hindsight)

$7,060

+220.89%

Bought on
9 Jan 2025
At a price of
$190.13
Not a plan you could follow

How it would have felt

Over this period the plan was worth less than the money you’d put in on 6.8% of days, with the longest unbroken stretch lasting 14 days (to 22 Mar 2025). The worst moment was 8 Apr 2025, when it was down 10.0% on what had been invested. It has been in profit continuously since 7 Jun 2026. The average cost per unit was $314.24 against a price today of $610.11 (+94.15%). The cheapest buy was $195.44 on 1 Jan 2025 and the priciest $543.30 on 1 Oct 2026.

Year by year

As ofInvestedWorthReturn
31 Dec 2025$1,200$1,905+58.77%
22 Oct 2026$2,200$4,271+94.15%

Try a different start

Monthly $100 into Monero, by start year:

Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.

Same plan every week instead →

Frequently asked questions

How much would $100 every month in Monero since 2025 be worth today?
Investing $100 every month into Monero since 1 January 2025 (22 buys, $2,200 in total) would be worth $4,271 today (+94.15%).
Was DCA better than a lump sum for Monero since 2025?
Investing the same $2,200 in one go on 1 January 2025 would be worth $6,868 today (+212.17%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
How long was Monero DCA underwater since 2025?
The plan was worth less than the money invested on 6.8% of days, with the longest stretch lasting 14 days (ending 22 Mar 2025).
A historical simulation, not financial advice. Past performance does not predict future results; cryptocurrency is highly volatile and you can lose your entire investment. Figures use daily closing prices with a live quote for today, USD, and no fees.