DCA history · Monero
Monero DCA since 2019: $100 monthly
Investing $100 every month into Monero since 1 January 2019 (94 buys, $9,400 in total) would be worth $43,543 today (+363.22%).
Backtest 1 January 2019 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$43,543
+363.22% · +38.33%/yr
- Invested
- $9,400.00
- Buys
- 94
- Average cost
- $131.71
Lump sum, day one
Winner$118,566
+1161.34%
- Invested
- $9,400.00
- Bought at
- $48.37
- Max drawdown
- 78.56%
Perfect timing (hindsight)
$175,760
+1769.78%
- Bought on
- 16 Mar 2020
- At a price of
- $32.63
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 6.1% of days, with the longest unbroken stretch lasting 54 days (to 10 Jan 2020). The worst moment was 16 Mar 2020, when it was down 46.0% on what had been invested. It has been in profit continuously since 7 Feb 2024. The average cost per unit was $131.71 against a price today of $610.11 (+363.22%). The cheapest buy was $43.72 on 1 Feb 2019 and the priciest $543.30 on 1 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2019 | $1,200 | $878 | -26.84% |
| 31 Dec 2020 | $2,400 | $5,662 | +135.93% |
| 31 Dec 2021 | $3,600 | $9,536 | +164.88% |
| 31 Dec 2022 | $4,800 | $7,186 | +49.70% |
| 31 Dec 2023 | $6,000 | $9,271 | +54.52% |
| 31 Dec 2024 | $7,200 | $12,424 | +72.55% |
| 31 Dec 2025 | $8,400 | $29,822 | +255.02% |
| 22 Oct 2026 | $9,400 | $43,543 | +363.22% |
Try a different start
Monthly $100 into Monero, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in Monero since 2019 be worth today?
- Investing $100 every month into Monero since 1 January 2019 (94 buys, $9,400 in total) would be worth $43,543 today (+363.22%).
- Was DCA better than a lump sum for Monero since 2019?
- Investing the same $9,400 in one go on 1 January 2019 would be worth $118,566 today (+1161.34%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Monero DCA underwater since 2019?
- The plan was worth less than the money invested on 6.1% of days, with the longest stretch lasting 54 days (ending 10 Jan 2020).