DCA history · Monero
Monero DCA since 2021: $100 monthly
Investing $100 every month into Monero since 1 January 2021 (70 buys, $7,000 in total) would be worth $21,457 today (+206.53%).
Backtest 1 January 2021 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$21,457
+206.53% · +39.16%/yr
- Invested
- $7,000.00
- Buys
- 70
- Average cost
- $199.04
Lump sum, day one
Winner$31,217
+345.95%
- Invested
- $7,000.00
- Bought at
- $136.81
- Max drawdown
- 78.56%
Perfect timing (hindsight)
$41,263
+489.48%
- Bought on
- 18 Jun 2022
- At a price of
- $103.50
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 50.1% of days, with the longest unbroken stretch lasting 593 days (to 22 Dec 2023). The worst moment was 18 Jun 2022, when it was down 51.8% on what had been invested. It has been in profit continuously since 2 Dec 2024. The average cost per unit was $199.04 against a price today of $610.11 (+206.53%). The cheapest buy was $115.97 on 1 Jul 2022 and the priciest $543.30 on 1 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2021 | $1,200 | $1,220 | +1.67% |
| 31 Dec 2022 | $2,400 | $1,854 | -22.76% |
| 31 Dec 2023 | $3,600 | $3,323 | -7.71% |
| 31 Dec 2024 | $4,800 | $5,437 | +13.27% |
| 31 Dec 2025 | $6,000 | $14,122 | +135.36% |
| 22 Oct 2026 | $7,000 | $21,457 | +206.53% |
Try a different start
Monthly $100 into Monero, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in Monero since 2021 be worth today?
- Investing $100 every month into Monero since 1 January 2021 (70 buys, $7,000 in total) would be worth $21,457 today (+206.53%).
- Was DCA better than a lump sum for Monero since 2021?
- Investing the same $7,000 in one go on 1 January 2021 would be worth $31,217 today (+345.95%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Monero DCA underwater since 2021?
- The plan was worth less than the money invested on 50.1% of days, with the longest stretch lasting 593 days (ending 22 Dec 2023).