DCA history · XRP
XRP DCA since 2019: $100 monthly
Investing $100 every month into XRP since 1 January 2019 (94 buys, $9,400 in total) would be worth $25,414 today (+170.36%).
Backtest 1 January 2019 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$25,414
+170.36% · +24.80%/yr
- Invested
- $9,400.00
- Buys
- 94
- Average cost
- $0.4893
Lump sum, day one
Winner$34,091
+262.67%
- Invested
- $9,400.00
- Bought at
- $0.3648
- Max drawdown
- 83.25%
Perfect timing (hindsight)
$89,055
+847.40%
- Bought on
- 12 Mar 2020
- At a price of
- $0.1396
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 22.9% of days, with the longest unbroken stretch lasting 214 days (to 11 Feb 2020). The worst moment was 12 Mar 2020, when it was down 50.7% on what had been invested. It has been in profit continuously since 11 Jan 2023. The average cost per unit was $0.4893 against a price today of $1.32 (+169.77%). The cheapest buy was $0.1753 on 1 Apr 2020 and the priciest $2.96 on 1 Aug 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2019 | $1,200 | $758 | -36.87% |
| 31 Dec 2020 | $2,400 | $1,989 | -17.11% |
| 31 Dec 2021 | $3,600 | $9,104 | +152.88% |
| 31 Dec 2022 | $4,800 | $4,573 | -4.73% |
| 31 Dec 2023 | $6,000 | $9,795 | +63.25% |
| 31 Dec 2024 | $7,200 | $37,372 | +419.06% |
| 31 Dec 2025 | $8,400 | $33,978 | +304.50% |
| 22 Oct 2026 | $9,400 | $25,414 | +170.36% |
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Monthly $100 into XRP, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in XRP since 2019 be worth today?
- Investing $100 every month into XRP since 1 January 2019 (94 buys, $9,400 in total) would be worth $25,414 today (+170.36%).
- Was DCA better than a lump sum for XRP since 2019?
- Investing the same $9,400 in one go on 1 January 2019 would be worth $34,091 today (+262.67%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was XRP DCA underwater since 2019?
- The plan was worth less than the money invested on 22.9% of days, with the longest stretch lasting 214 days (ending 11 Feb 2020).