DCA history · XRP
XRP DCA since 2025: $100 monthly
Investing $100 every month into XRP since 1 January 2025 (23 buys, $2,300 in total) would be worth $1,420 today (-38.26%).
Backtest 1 January 2025 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
Winner$1,420
-38.26% · -42.88%/yr
- Invested
- $2,300.00
- Buys
- 23
- Average cost
- $1.74
Lump sum, day one
$1,062
-53.83%
- Invested
- $2,300.00
- Bought at
- $2.32
- Max drawdown
- 72.1%
Perfect timing (hindsight)
$2,486
+8.09%
- Bought on
- 16 Aug 2026
- At a price of
- $0.9920
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 73.8% of days, with the longest unbroken stretch lasting 310 days (to 11 Nov 2026). The worst moment was 30 Jun 2026, when it was down 47.3% on what had been invested. The average cost per unit was $1.74 against a price today of $1.07 (-38.51%). The cheapest buy was $1.05 on 1 Jul 2026 and the priciest $2.96 on 1 Aug 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2025 | $1,200 | $921 | -23.28% |
| 11 Nov 2026 | $2,300 | $1,420 | -38.26% |
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Try a different start
Monthly $100 into XRP, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in XRP since 2025 be worth today?
- Investing $100 every month into XRP since 1 January 2025 (23 buys, $2,300 in total) would be worth $1,420 today (-38.26%).
- Was DCA better than a lump sum for XRP since 2025?
- Investing the same $2,300 in one go on 1 January 2025 would be worth $1,062 today (-53.83%), so spreading the buys out came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was XRP DCA underwater since 2025?
- The plan was worth less than the money invested on 73.8% of days, with the longest stretch lasting 310 days (ending 11 Nov 2026).