DCA history · XRP
XRP DCA since 2022: $100 monthly
Investing $100 every month into XRP since 1 January 2022 (58 buys, $5,800 in total) would be worth $10,924 today (+88.35%).
Backtest 1 January 2022 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
Winner$10,924
+88.35% · +26.84%/yr
- Invested
- $5,800.00
- Buys
- 58
- Average cost
- $0.7024
Lump sum, day one
$9,032
+55.73%
- Invested
- $5,800.00
- Bought at
- $0.8495
- Max drawdown
- 72.1%
Perfect timing (hindsight)
$24,904
+329.39%
- Bought on
- 18 Jun 2022
- At a price of
- $0.3081
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 24.7% of days, with the longest unbroken stretch lasting 156 days (to 22 Sept 2022). The worst moment was 18 Jun 2022, when it was down 51.7% on what had been invested. It has been in profit continuously since 6 Aug 2024. The average cost per unit was $0.7024 against a price today of $1.32 (+87.94%). The cheapest buy was $0.3137 on 1 Jul 2022 and the priciest $2.96 on 1 Aug 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2022 | $1,200 | $850 | -29.17% |
| 31 Dec 2023 | $2,400 | $3,060 | +27.49% |
| 31 Dec 2024 | $3,600 | $14,589 | +305.25% |
| 31 Dec 2025 | $4,800 | $13,825 | +188.02% |
| 22 Oct 2026 | $5,800 | $10,924 | +88.35% |
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Monthly $100 into XRP, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in XRP since 2022 be worth today?
- Investing $100 every month into XRP since 1 January 2022 (58 buys, $5,800 in total) would be worth $10,924 today (+88.35%).
- Was DCA better than a lump sum for XRP since 2022?
- Investing the same $5,800 in one go on 1 January 2022 would be worth $9,032 today (+55.73%), so spreading the buys out came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was XRP DCA underwater since 2022?
- The plan was worth less than the money invested on 24.7% of days, with the longest stretch lasting 156 days (ending 22 Sept 2022).