DCA history · XRP
XRP DCA since 2023: $100 monthly
Investing $100 every month into XRP since 1 January 2023 (47 buys, $4,700 in total) would be worth $6,259 today (+33.17%).
Backtest 1 January 2023 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$6,259
+33.17% · +15.10%/yr
- Invested
- $4,700.00
- Buys
- 47
- Average cost
- $0.8052
Lump sum, day one
Winner$14,876
+216.50%
- Invested
- $4,700.00
- Bought at
- $0.3388
- Max drawdown
- 72.1%
Perfect timing (hindsight)
$14,908
+217.18%
- Bought on
- 5 Jan 2023
- At a price of
- $0.3380
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 5.2% of days, with the longest unbroken stretch lasting 36 days (to 12 Jul 2024). The worst moment was 7 Jul 2024, when it was down 17.0% on what had been invested. It has been in profit continuously since 6 Nov 2024. The average cost per unit was $0.8052 against a price today of $1.07 (+32.89%). The cheapest buy was $0.3388 on 1 Jan 2023 and the priciest $2.96 on 1 Aug 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2023 | $1,200 | $1,522 | +26.84% |
| 31 Dec 2024 | $2,400 | $9,388 | +291.15% |
| 31 Dec 2025 | $3,600 | $9,224 | +156.23% |
| 11 Nov 2026 | $4,700 | $6,259 | +33.17% |
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Monthly $100 into XRP, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in XRP since 2023 be worth today?
- Investing $100 every month into XRP since 1 January 2023 (47 buys, $4,700 in total) would be worth $6,259 today (+33.17%).
- Was DCA better than a lump sum for XRP since 2023?
- Investing the same $4,700 in one go on 1 January 2023 would be worth $14,876 today (+216.50%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was XRP DCA underwater since 2023?
- The plan was worth less than the money invested on 5.2% of days, with the longest stretch lasting 36 days (ending 12 Jul 2024).