DCA history · XRP
XRP DCA since 2024: $100 monthly
Investing $100 every month into XRP since 1 January 2024 (35 buys, $3,500 in total) would be worth $3,605 today (+3.00%).
Backtest 1 January 2024 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$3,605
+3.00% · +2.05%/yr
- Invested
- $3,500.00
- Buys
- 35
- Average cost
- $1.04
Lump sum, day one
Winner$5,956
+70.17%
- Invested
- $3,500.00
- Bought at
- $0.6301
- Max drawdown
- 72.1%
Perfect timing (hindsight)
$8,939
+155.39%
- Bought on
- 7 Jul 2024
- At a price of
- $0.4198
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 19.4% of days, with the longest unbroken stretch lasting 95 days (to 15 Jul 2024). The worst moment was 7 Jul 2024, when it was down 23.1% on what had been invested. It has been in profit continuously since 19 Aug 2026. The average cost per unit was $1.04 against a price today of $1.07 (+2.88%). The cheapest buy was $0.4766 on 1 Jul 2024 and the priciest $2.96 on 1 Aug 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2024 | $1,200 | $4,239 | +253.25% |
| 31 Dec 2025 | $2,400 | $4,670 | +94.59% |
| 11 Nov 2026 | $3,500 | $3,605 | +3.00% |
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Monthly $100 into XRP, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in XRP since 2024 be worth today?
- Investing $100 every month into XRP since 1 January 2024 (35 buys, $3,500 in total) would be worth $3,605 today (+3.00%).
- Was DCA better than a lump sum for XRP since 2024?
- Investing the same $3,500 in one go on 1 January 2024 would be worth $5,956 today (+70.17%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was XRP DCA underwater since 2024?
- The plan was worth less than the money invested on 19.4% of days, with the longest stretch lasting 95 days (ending 15 Jul 2024).