DCA history · Bitcoin
Bitcoin DCA since 2014: $100 monthly
Investing $100 every month into Bitcoin since 1 January 2014 (155 buys, $15,500 in total) would be worth $823,622 today (+5213.69%).
Backtest 1 January 2014 to 1 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$823,622
+5213.69% · +55.93%/yr
- Invested
- $15,500.00
- Buys
- 155
- Average cost
- $1,466.63
Lump sum, day one
Winner$1,480,441
+9451.23%
- Invested
- $15,500.00
- Bought at
- $815.94
- Max drawdown
- 89.01%
Perfect timing (hindsight)
$10,827,811
+69756.85%
- Bought on
- 21 Feb 2014
- At a price of
- $111.56
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 13% of days, with the longest unbroken stretch lasting 466 days (to 1 Nov 2015). The worst moment was 21 Feb 2014, when it was down 87.2% on what had been invested. It has been in profit continuously since 26 Nov 2015. The average cost per unit was $1,466.63 against a price today of $77,932.30 (+5213.70%). The cheapest buy was $223.14 on 1 Jun 2015 and the priciest $118,400.00 on 1 Oct 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2014 | $1,200 | $751 | -37.41% |
| 31 Dec 2015 | $2,400 | $3,003 | +25.13% |
| 31 Dec 2016 | $3,600 | $8,944 | +148.43% |
| 31 Dec 2017 | $4,800 | $137,347 | +2761.39% |
| 31 Dec 2018 | $6,000 | $37,775 | +529.58% |
| 31 Dec 2019 | $7,200 | $73,958 | +927.19% |
| 31 Dec 2020 | $8,400 | $300,134 | +3473.02% |
| 31 Dec 2021 | $9,600 | $484,897 | +4951.01% |
| 31 Dec 2022 | $10,800 | $173,180 | +1503.52% |
| 31 Dec 2023 | $12,000 | $444,393 | +3603.27% |
| 31 Dec 2024 | $13,200 | $983,296 | +7349.21% |
| 31 Dec 2025 | $14,400 | $923,757 | +6314.98% |
| 1 Nov 2026 | $15,500 | $823,622 | +5213.69% |
Want to start? Set up $100.00 monthly Bitcoin buys on Kraken.
Referral link: we may earn a commission, at no cost to you. Not financial advice. Compare exchanges
Try a different start
Monthly $100 into Bitcoin, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in Bitcoin since 2014 be worth today?
- Investing $100 every month into Bitcoin since 1 January 2014 (155 buys, $15,500 in total) would be worth $823,622 today (+5213.69%).
- Was DCA better than a lump sum for Bitcoin since 2014?
- Investing the same $15,500 in one go on 1 January 2014 would be worth $1,480,441 today (+9451.23%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Bitcoin DCA underwater since 2014?
- The plan was worth less than the money invested on 13% of days, with the longest stretch lasting 466 days (ending 1 Nov 2015).