DCA history · Bitcoin
Bitcoin DCA since 2018: $100 monthly
Investing $100 every month into Bitcoin since 1 January 2018 (107 buys, $10,700 in total) would be worth $50,642 today (+373.29%).
Backtest 1 January 2018 to 1 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$50,642
+373.29% · +33.81%/yr
- Invested
- $10,700.00
- Buys
- 107
- Average cost
- $16,410.99
Lump sum, day one
Winner$61,814
+477.70%
- Invested
- $10,700.00
- Bought at
- $13,444.90
- Max drawdown
- 81.18%
Perfect timing (hindsight)
$257,100
+2302.81%
- Bought on
- 15 Dec 2018
- At a price of
- $3,232.51
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 15.1% of days, with the longest unbroken stretch lasting 366 days (to 7 May 2019). The worst moment was 15 Dec 2018, when it was down 55.8% on what had been invested. It has been in profit continuously since 16 Apr 2020. The average cost per unit was $16,410.99 against a price today of $77,671.00 (+373.29%). The cheapest buy was $3,461.63 on 1 Feb 2019 and the priciest $118,400.00 on 1 Oct 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2018 | $1,200 | $614 | -48.80% |
| 31 Dec 2019 | $2,400 | $2,623 | +9.28% |
| 31 Dec 2020 | $3,600 | $14,057 | +290.48% |
| 31 Dec 2021 | $4,800 | $23,933 | +398.61% |
| 31 Dec 2022 | $6,000 | $9,261 | +54.36% |
| 31 Dec 2023 | $7,200 | $25,556 | +254.94% |
| 31 Dec 2024 | $8,400 | $58,288 | +593.90% |
| 31 Dec 2025 | $9,600 | $55,749 | +480.72% |
| 1 Nov 2026 | $10,700 | $50,642 | +373.29% |
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Monthly $100 into Bitcoin, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in Bitcoin since 2018 be worth today?
- Investing $100 every month into Bitcoin since 1 January 2018 (107 buys, $10,700 in total) would be worth $50,642 today (+373.29%).
- Was DCA better than a lump sum for Bitcoin since 2018?
- Investing the same $10,700 in one go on 1 January 2018 would be worth $61,814 today (+477.70%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Bitcoin DCA underwater since 2018?
- The plan was worth less than the money invested on 15.1% of days, with the longest stretch lasting 366 days (ending 7 May 2019).