DCA history · Bitcoin
Bitcoin DCA since 2021: $100 monthly
Investing $100 every month into Bitcoin since 1 January 2021 (70 buys, $7,000 in total) would be worth $13,534 today (+93.34%).
Backtest 1 January 2021 to 12 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$13,534
+93.34% · +22.91%/yr
- Invested
- $7,000.00
- Buys
- 70
- Average cost
- $42,830.65
Lump sum, day one
Winner$19,746
+182.09%
- Invested
- $7,000.00
- Bought at
- $29,355.20
- Max drawdown
- 76.66%
Perfect timing (hindsight)
$36,735
+424.79%
- Bought on
- 9 Nov 2022
- At a price of
- $15,779.40
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 33.2% of days, with the longest unbroken stretch lasting 443 days (to 22 Jun 2023). The worst moment was 18 Jun 2022, when it was down 55.1% on what had been invested. It has been in profit continuously since 23 Oct 2023. The average cost per unit was $42,830.65 against a price today of $82,808.60 (+93.34%). The cheapest buy was $16,608.60 on 1 Jan 2023 and the priciest $118,400.00 on 1 Oct 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2021 | $1,200 | $1,282 | +6.84% |
| 31 Dec 2022 | $2,400 | $1,207 | -49.72% |
| 31 Dec 2023 | $3,600 | $4,975 | +38.19% |
| 31 Dec 2024 | $4,800 | $12,834 | +167.37% |
| 31 Dec 2025 | $6,000 | $13,096 | +118.27% |
| 12 Oct 2026 | $7,000 | $13,534 | +93.34% |
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Monthly $100 into Bitcoin, by start year:
Frequently asked questions
- How much would $100 every month in Bitcoin since 2021 be worth today?
- Investing $100 every month into Bitcoin since 1 January 2021 (70 buys, $7,000 in total) would be worth $13,534 today (+93.34%).
- Was DCA better than a lump sum for Bitcoin since 2021?
- Investing the same $7,000 in one go on 1 January 2021 would be worth $19,746 today (+182.09%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Bitcoin DCA underwater since 2021?
- The plan was worth less than the money invested on 33.2% of days, with the longest stretch lasting 443 days (ending 22 Jun 2023).