DCA history · Bitcoin
Bitcoin DCA since 2024: $100 monthly
Investing $100 every month into Bitcoin since 1 January 2024 (34 buys, $3,400 in total) would be worth $3,780 today (+11.18%).
Backtest 1 January 2024 to 12 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$3,780
+11.18% · +7.69%/yr
- Invested
- $3,400.00
- Buys
- 34
- Average cost
- $74,483.15
Lump sum, day one
Winner$6,384
+87.76%
- Invested
- $3,400.00
- Bought at
- $44,103.00
- Max drawdown
- 53.14%
Perfect timing (hindsight)
$7,120
+109.42%
- Bought on
- 22 Jan 2024
- At a price of
- $39,541.90
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 19.6% of days, with the longest unbroken stretch lasting 86 days (to 20 Aug 2026). The worst moment was 30 Jun 2026, when it was down 22.2% on what had been invested. It has been in profit continuously since 21 Aug 2026. The average cost per unit was $74,483.15 against a price today of $82,808.60 (+11.18%). The cheapest buy was $42,952.00 on 1 Feb 2024 and the priciest $118,400.00 on 1 Oct 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2024 | $1,200 | $1,847 | +53.90% |
| 31 Dec 2025 | $2,400 | $2,786 | +16.09% |
| 12 Oct 2026 | $3,400 | $3,780 | +11.18% |
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Monthly $100 into Bitcoin, by start year:
Frequently asked questions
- How much would $100 every month in Bitcoin since 2024 be worth today?
- Investing $100 every month into Bitcoin since 1 January 2024 (34 buys, $3,400 in total) would be worth $3,780 today (+11.18%).
- Was DCA better than a lump sum for Bitcoin since 2024?
- Investing the same $3,400 in one go on 1 January 2024 would be worth $6,384 today (+87.76%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Bitcoin DCA underwater since 2024?
- The plan was worth less than the money invested on 19.6% of days, with the longest stretch lasting 86 days (ending 20 Aug 2026).