DCA history · Bitcoin
Bitcoin DCA since 2025: $100 monthly
Investing $100 every month into Bitcoin since 1 January 2025 (23 buys, $2,300 in total) would be worth $2,115 today (-8.06%).
Backtest 1 January 2025 to 1 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
Winner$2,115
-8.06% · -8.88%/yr
- Invested
- $2,300.00
- Buys
- 23
- Average cost
- $84,768.35
Lump sum, day one
$1,897
-17.53%
- Invested
- $2,300.00
- Bought at
- $94,501.40
- Max drawdown
- 53.14%
Perfect timing (hindsight)
$3,064
+33.22%
- Bought on
- 30 Jun 2026
- At a price of
- $58,501.10
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 63.4% of days, with the longest unbroken stretch lasting 312 days (to 20 Sept 2026). The worst moment was 30 Jun 2026, when it was down 34.6% on what had been invested. The average cost per unit was $84,768.35 against a price today of $77,932.30 (-8.06%). The cheapest buy was $60,092.00 on 1 Jul 2026 and the priciest $118,400.00 on 1 Oct 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2025 | $1,200 | $1,053 | -12.23% |
| 1 Nov 2026 | $2,300 | $2,115 | -8.06% |
Want to start? Set up $100.00 monthly Bitcoin buys on Kraken.
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Try a different start
Monthly $100 into Bitcoin, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in Bitcoin since 2025 be worth today?
- Investing $100 every month into Bitcoin since 1 January 2025 (23 buys, $2,300 in total) would be worth $2,115 today (-8.06%).
- Was DCA better than a lump sum for Bitcoin since 2025?
- Investing the same $2,300 in one go on 1 January 2025 would be worth $1,897 today (-17.53%), so spreading the buys out came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Bitcoin DCA underwater since 2025?
- The plan was worth less than the money invested on 63.4% of days, with the longest stretch lasting 312 days (ending 20 Sept 2026).