DCA history · Bitcoin
Bitcoin DCA since 2025: $100 monthly
Investing $100 every month into Bitcoin since 1 January 2025 (22 buys, $2,200 in total) would be worth $2,141 today (-2.70%).
Backtest 1 January 2025 to 12 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
Winner$2,141
-2.70% · -2.99%/yr
- Invested
- $2,200.00
- Buys
- 22
- Average cost
- $85,107.69
Lump sum, day one
$1,928
-12.37%
- Invested
- $2,200.00
- Bought at
- $94,501.40
- Max drawdown
- 53.14%
Perfect timing (hindsight)
$3,114
+41.55%
- Bought on
- 30 Jun 2026
- At a price of
- $58,501.10
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 62.3% of days, with the longest unbroken stretch lasting 312 days (to 20 Sept 2026). The worst moment was 30 Jun 2026, when it was down 34.6% on what had been invested. The average cost per unit was $85,107.69 against a price today of $82,808.60 (-2.70%). The cheapest buy was $60,092.00 on 1 Jul 2026 and the priciest $118,400.00 on 1 Oct 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2025 | $1,200 | $1,053 | -12.23% |
| 12 Oct 2026 | $2,200 | $2,141 | -2.70% |
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Monthly $100 into Bitcoin, by start year:
Frequently asked questions
- How much would $100 every month in Bitcoin since 2025 be worth today?
- Investing $100 every month into Bitcoin since 1 January 2025 (22 buys, $2,200 in total) would be worth $2,141 today (-2.70%).
- Was DCA better than a lump sum for Bitcoin since 2025?
- Investing the same $2,200 in one go on 1 January 2025 would be worth $1,928 today (-12.37%), so spreading the buys out came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Bitcoin DCA underwater since 2025?
- The plan was worth less than the money invested on 62.3% of days, with the longest stretch lasting 312 days (ending 20 Sept 2026).