DCA history · Bitcoin

Bitcoin DCA since 2022: $100 monthly

Investing $100 every month into Bitcoin since 1 January 2022 (58 buys, $5,800 in total) would be worth $11,257 today (+94.08%).

Backtest 1 January 2022 to 12 October 2026 · USD · no fees · live price. Change the amount, dates or fees →

Dollar-cost averaging

Winner

$11,257

+94.08% · +28.46%/yr

Invested
$5,800.00
Buys
58
Average cost
$42,692.78

Lump sum, day one

$10,111

+74.33%

Invested
$5,800.00
Bought at
$47,530.10
Max drawdown
66.8%

Perfect timing (hindsight)

$30,456

+425.10%

Bought on
9 Nov 2022
At a price of
$15,779.40
Not a plan you could follow

How it would have felt

Over this period the plan was worth less than the money you’d put in on 24.3% of days, with the longest unbroken stretch lasting 344 days (to 15 Mar 2023). The worst moment was 18 Jun 2022, when it was down 52.4% on what had been invested. It has been in profit continuously since 13 Sept 2023. The average cost per unit was $42,692.78 against a price today of $82,857.10 (+94.08%). The cheapest buy was $16,608.60 on 1 Jan 2023 and the priciest $118,400.00 on 1 Oct 2025.

Year by year

As ofInvestedWorthReturn
31 Dec 2022$1,200$751-37.44%
31 Dec 2023$2,400$3,810+58.75%
31 Dec 2024$3,600$10,261+185.04%
31 Dec 2025$4,800$10,682+122.55%
12 Oct 2026$5,800$11,257+94.08%

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Frequently asked questions

How much would $100 every month in Bitcoin since 2022 be worth today?
Investing $100 every month into Bitcoin since 1 January 2022 (58 buys, $5,800 in total) would be worth $11,257 today (+94.08%).
Was DCA better than a lump sum for Bitcoin since 2022?
Investing the same $5,800 in one go on 1 January 2022 would be worth $10,111 today (+74.33%), so spreading the buys out came out ahead over this particular period. Which wins depends heavily on the start date.
How long was Bitcoin DCA underwater since 2022?
The plan was worth less than the money invested on 24.3% of days, with the longest stretch lasting 344 days (ending 15 Mar 2023).
A historical simulation, not financial advice. Past performance does not predict future results; cryptocurrency is highly volatile and you can lose your entire investment. Figures use daily closing prices with a live quote for today, USD, and no fees.