DCA history · Bitcoin
Bitcoin DCA since 2022: $100 monthly
Investing $100 every month into Bitcoin since 1 January 2022 (59 buys, $5,900 in total) would be worth $10,687 today (+81.14%).
Backtest 1 January 2022 to 1 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
Winner$10,687
+81.14% · +25.20%/yr
- Invested
- $5,900.00
- Buys
- 59
- Average cost
- $43,022.50
Lump sum, day one
$9,674
+63.96%
- Invested
- $5,900.00
- Bought at
- $47,530.10
- Max drawdown
- 66.8%
Perfect timing (hindsight)
$29,139
+393.89%
- Bought on
- 9 Nov 2022
- At a price of
- $15,779.40
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 24% of days, with the longest unbroken stretch lasting 344 days (to 15 Mar 2023). The worst moment was 18 Jun 2022, when it was down 52.4% on what had been invested. It has been in profit continuously since 13 Sept 2023. The average cost per unit was $43,022.50 against a price today of $77,932.30 (+81.14%). The cheapest buy was $16,608.60 on 1 Jan 2023 and the priciest $118,400.00 on 1 Oct 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2022 | $1,200 | $751 | -37.44% |
| 31 Dec 2023 | $2,400 | $3,810 | +58.75% |
| 31 Dec 2024 | $3,600 | $10,261 | +185.04% |
| 31 Dec 2025 | $4,800 | $10,682 | +122.55% |
| 1 Nov 2026 | $5,900 | $10,687 | +81.14% |
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Monthly $100 into Bitcoin, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in Bitcoin since 2022 be worth today?
- Investing $100 every month into Bitcoin since 1 January 2022 (59 buys, $5,900 in total) would be worth $10,687 today (+81.14%).
- Was DCA better than a lump sum for Bitcoin since 2022?
- Investing the same $5,900 in one go on 1 January 2022 would be worth $9,674 today (+63.96%), so spreading the buys out came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Bitcoin DCA underwater since 2022?
- The plan was worth less than the money invested on 24% of days, with the longest stretch lasting 344 days (ending 15 Mar 2023).