DCA history · Bitcoin

Bitcoin DCA since 2017: $100 monthly

Investing $100 every month into Bitcoin since 1 January 2017 (118 buys, $11,800 in total) would be worth $106,357 today (+801.33%).

Backtest 1 January 2017 to 12 October 2026 · USD · no fees · live price. Change the amount, dates or fees →

Dollar-cost averaging

$106,357

+801.33% · +42.45%/yr

Invested
$11,800.00
Buys
118
Average cost
$9,192.72

Lump sum, day one

Winner

$982,193

+8223.67%

Invested
$11,800.00
Bought at
$995.44
Max drawdown
83.29%

Perfect timing (hindsight)

$1,244,813

+10449.27%

Bought on
11 Jan 2017
At a price of
$785.43
Not a plan you could follow

How it would have felt

Over this period the plan was worth less than the money you’d put in on 1.1% of days, with the longest unbroken stretch lasting 28 days (to 1 Feb 2017). The worst moment was 11 Jan 2017, when it was down 21.1% on what had been invested. It has been in profit continuously since 31 Mar 2017. The average cost per unit was $9,192.72 against a price today of $82,857.10 (+801.33%). The cheapest buy was $982.43 on 1 Feb 2017 and the priciest $118,400.00 on 1 Oct 2025.

Year by year

As ofInvestedWorthReturn
31 Dec 2017$1,200$8,766+630.50%
31 Dec 2018$2,400$2,986+24.42%
31 Dec 2019$3,600$7,176+99.32%
31 Dec 2020$4,800$32,316+573.25%
31 Dec 2021$6,000$53,354+789.23%
31 Dec 2022$7,200$19,723+173.94%
31 Dec 2023$8,400$52,288+522.48%
31 Dec 2024$9,600$117,326+1122.14%
31 Dec 2025$10,800$111,149+929.16%
12 Oct 2026$11,800$106,357+801.33%

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Frequently asked questions

How much would $100 every month in Bitcoin since 2017 be worth today?
Investing $100 every month into Bitcoin since 1 January 2017 (118 buys, $11,800 in total) would be worth $106,357 today (+801.33%).
Was DCA better than a lump sum for Bitcoin since 2017?
Investing the same $11,800 in one go on 1 January 2017 would be worth $982,193 today (+8223.67%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
How long was Bitcoin DCA underwater since 2017?
The plan was worth less than the money invested on 1.1% of days, with the longest stretch lasting 28 days (ending 1 Feb 2017).
A historical simulation, not financial advice. Past performance does not predict future results; cryptocurrency is highly volatile and you can lose your entire investment. Figures use daily closing prices with a live quote for today, USD, and no fees.