DCA history · Bitcoin
Bitcoin DCA since 2019: $100 monthly
Investing $100 every month into Bitcoin since 1 January 2019 (95 buys, $9,500 in total) would be worth $38,036 today (+300.38%).
Backtest 1 January 2019 to 1 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$38,036
+300.38% · +34.63%/yr
- Invested
- $9,500.00
- Buys
- 95
- Average cost
- $19,464.81
Lump sum, day one
Winner$190,806
+1908.49%
- Invested
- $9,500.00
- Bought at
- $3,880.15
- Max drawdown
- 76.66%
Perfect timing (hindsight)
$219,344
+2208.88%
- Bought on
- 7 Feb 2019
- At a price of
- $3,375.33
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 1.8% of days, with the longest unbroken stretch lasting 29 days (to 7 Feb 2019). The worst moment was 16 Mar 2020, when it was down 22.4% on what had been invested. It has been in profit continuously since 30 Mar 2020. The average cost per unit was $19,464.81 against a price today of $77,932.30 (+300.38%). The cheapest buy was $3,461.63 on 1 Feb 2019 and the priciest $118,400.00 on 1 Oct 2025.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2019 | $1,200 | $1,443 | +20.28% |
| 31 Dec 2020 | $2,400 | $9,328 | +288.67% |
| 31 Dec 2021 | $3,600 | $16,313 | +353.13% |
| 31 Dec 2022 | $4,800 | $6,552 | +36.49% |
| 31 Dec 2023 | $6,000 | $18,632 | +210.53% |
| 31 Dec 2024 | $7,200 | $42,995 | +497.16% |
| 31 Dec 2025 | $8,400 | $41,399 | +392.85% |
| 1 Nov 2026 | $9,500 | $38,036 | +300.38% |
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Monthly $100 into Bitcoin, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every month in Bitcoin since 2019 be worth today?
- Investing $100 every month into Bitcoin since 1 January 2019 (95 buys, $9,500 in total) would be worth $38,036 today (+300.38%).
- Was DCA better than a lump sum for Bitcoin since 2019?
- Investing the same $9,500 in one go on 1 January 2019 would be worth $190,806 today (+1908.49%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Bitcoin DCA underwater since 2019?
- The plan was worth less than the money invested on 1.8% of days, with the longest stretch lasting 29 days (ending 7 Feb 2019).