DCA history · Bitcoin

Bitcoin DCA since 2023: $100 monthly

Investing $100 every month into Bitcoin since 1 January 2023 (46 buys, $4,600 in total) would be worth $7,489 today (+62.80%).

Backtest 1 January 2023 to 12 October 2026 · USD · no fees · live price. Change the amount, dates or fees →

Dollar-cost averaging

$7,489

+62.80% · +26.83%/yr

Invested
$4,600.00
Buys
46
Average cost
$50,864.23

Lump sum, day one

Winner

$22,935

+398.59%

Invested
$4,600.00
Bought at
$16,608.60
Max drawdown
53.14%

Perfect timing (hindsight)

$22,935

+398.59%

Bought on
1 Jan 2023
At a price of
$16,608.60
Not a plan you could follow

How it would have felt

Over this period the plan was worth less than the money you’d put in on 0.2% of days, with the longest unbroken stretch lasting 3 days (to 11 Mar 2023). The worst moment was 10 Mar 2023, when it was down 2.2% on what had been invested. It has been in profit continuously since 12 Mar 2023. The average cost per unit was $50,864.23 against a price today of $82,808.60 (+62.80%). The cheapest buy was $16,608.60 on 1 Jan 2023 and the priciest $118,400.00 on 1 Oct 2025.

Year by year

As ofInvestedWorthReturn
31 Dec 2023$1,200$1,892+57.64%
31 Dec 2024$2,400$6,025+151.03%
31 Dec 2025$3,600$6,707+86.30%
12 Oct 2026$4,600$7,489+62.80%

Want to start? Set up $100.00 monthly Bitcoin buys on Kraken.

Referral link: we may earn a commission, at no cost to you. Not financial advice. Compare exchanges

Open Kraken →

Try a different start

Monthly $100 into Bitcoin, by start year:

Same plan every week instead →

Frequently asked questions

How much would $100 every month in Bitcoin since 2023 be worth today?
Investing $100 every month into Bitcoin since 1 January 2023 (46 buys, $4,600 in total) would be worth $7,489 today (+62.80%).
Was DCA better than a lump sum for Bitcoin since 2023?
Investing the same $4,600 in one go on 1 January 2023 would be worth $22,935 today (+398.59%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
How long was Bitcoin DCA underwater since 2023?
The plan was worth less than the money invested on 0.2% of days, with the longest stretch lasting 3 days (ending 11 Mar 2023).
A historical simulation, not financial advice. Past performance does not predict future results; cryptocurrency is highly volatile and you can lose your entire investment. Figures use daily closing prices with a live quote for today, USD, and no fees.