DCA history · S&P 500 (Total Return)
S&P 500 (Total Return) DCA since 2000: $100 weekly
Investing $100 every week into S&P 500 (Total Return) since 1 January 2000 (1,399 buys, $139,900 in total) would be worth $868,414 today (+520.74%).
Backtest 1 January 2000 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$868,414
+520.74% · +11.69%/yr
- Invested
- $139,900.00
- Buys
- 1,399
- Average cost
- $2,775.79
Lump sum, day one
Winner$1,192,505
+752.40%
- Invested
- $139,900.00
- Bought at
- $2,021.40
- Max drawdown
- 55.25%
Perfect timing (hindsight)
$2,201,317
+1473.49%
- Bought on
- 9 Mar 2009
- At a price of
- $1,095.04
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 16.7% of days, with the longest unbroken stretch lasting 1,175 days (to 17 Dec 2003). The worst moment was 9 Mar 2009, when it was down 36.7% on what had been invested. It has been in profit continuously since 7 Jul 2010. The average cost per unit was $2,775.79 against a price today of $17,230.38 (+520.74%). The cheapest buy was $1,106.00 on 7 Mar 2009 and the priciest $17,525.23 on 10 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2000 | $5,300 | $4,947 | -6.67% |
| 31 Dec 2001 | $10,500 | $9,426 | -10.23% |
| 31 Dec 2002 | $15,700 | $12,037 | -23.33% |
| 31 Dec 2003 | $20,900 | $21,585 | +3.28% |
| 31 Dec 2004 | $26,100 | $29,568 | +13.29% |
| 31 Dec 2005 | $31,400 | $36,554 | +16.41% |
| 31 Dec 2006 | $36,600 | $48,014 | +31.18% |
| 31 Dec 2007 | $41,800 | $55,875 | +33.67% |
| 31 Dec 2008 | $47,000 | $39,214 | -16.57% |
| 31 Dec 2009 | $52,200 | $55,883 | +7.06% |
| 31 Dec 2010 | $57,400 | $70,128 | +22.17% |
| 31 Dec 2011 | $62,700 | $76,937 | +22.71% |
| 31 Dec 2012 | $67,900 | $94,693 | +39.46% |
| 31 Dec 2013 | $73,100 | $131,289 | +79.60% |
| 31 Dec 2014 | $78,300 | $154,873 | +97.79% |
| 31 Dec 2015 | $83,500 | $162,233 | +94.29% |
| 31 Dec 2016 | $88,800 | $187,379 | +111.01% |
| 31 Dec 2017 | $94,000 | $234,027 | +148.96% |
| 31 Dec 2018 | $99,200 | $228,571 | +130.41% |
| 31 Dec 2019 | $104,400 | $306,373 | +193.46% |
| 31 Dec 2020 | $109,600 | $368,945 | +236.63% |
| 31 Dec 2021 | $114,800 | $480,734 | +318.76% |
| 31 Dec 2022 | $120,100 | $398,695 | +231.97% |
| 31 Dec 2023 | $125,300 | $509,347 | +306.50% |
| 31 Dec 2024 | $130,500 | $642,479 | +392.32% |
| 31 Dec 2025 | $135,700 | $763,162 | +462.39% |
| 22 Oct 2026 | $139,900 | $868,414 | +520.74% |
Try a different start
Weekly $100 into S&P 500 (Total Return), by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 (Total Return) since 2000 be worth today?
- Investing $100 every week into S&P 500 (Total Return) since 1 January 2000 (1,399 buys, $139,900 in total) would be worth $868,414 today (+520.74%).
- Was DCA better than a lump sum for S&P 500 (Total Return) since 2000?
- Investing the same $139,900 in one go on 1 January 2000 would be worth $1,192,505 today (+752.40%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 (Total Return) DCA underwater since 2000?
- The plan was worth less than the money invested on 16.7% of days, with the longest stretch lasting 1,175 days (ending 17 Dec 2003).