DCA history · S&P 500 (Total Return)
S&P 500 (Total Return) DCA since 2007: $100 weekly
Investing $100 every week into S&P 500 (Total Return) since 1 January 2007 (1,034 buys, $103,400 in total) would be worth $490,920 today (+374.78%).
Backtest 1 January 2007 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$490,920
+374.78% · +13.93%/yr
- Invested
- $103,400.00
- Buys
- 1,034
- Average cost
- $3,629.15
Lump sum, day one
Winner$814,966
+688.17%
- Invested
- $103,400.00
- Bought at
- $2,186.13
- Max drawdown
- 55.25%
Perfect timing (hindsight)
$1,626,992
+1473.49%
- Bought on
- 9 Mar 2009
- At a price of
- $1,095.04
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 12.9% of days, with the longest unbroken stretch lasting 582 days (to 22 Dec 2009). The worst moment was 9 Mar 2009, when it was down 44.3% on what had been invested. It has been in profit continuously since 4 Oct 2011. The average cost per unit was $3,629.15 against a price today of $17,230.38 (+374.78%). The cheapest buy was $1,095.04 on 9 Mar 2009 and the priciest $17,515.58 on 12 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2007 | $5,300 | $5,332 | +0.60% |
| 31 Dec 2008 | $10,500 | $7,385 | -29.67% |
| 31 Dec 2009 | $15,700 | $15,634 | -0.42% |
| 31 Dec 2010 | $20,900 | $23,803 | +13.89% |
| 31 Dec 2011 | $26,100 | $29,539 | +13.18% |
| 31 Dec 2012 | $31,400 | $39,825 | +26.83% |
| 31 Dec 2013 | $36,600 | $58,655 | +60.26% |
| 31 Dec 2014 | $41,800 | $72,298 | +72.96% |
| 31 Dec 2015 | $47,000 | $78,517 | +67.06% |
| 31 Dec 2016 | $52,200 | $93,551 | +79.22% |
| 31 Dec 2017 | $57,400 | $119,730 | +108.59% |
| 31 Dec 2018 | $62,700 | $119,387 | +90.41% |
| 31 Dec 2019 | $67,900 | $162,811 | +139.78% |
| 31 Dec 2020 | $73,100 | $198,967 | +172.19% |
| 31 Dec 2021 | $78,300 | $261,958 | +234.56% |
| 31 Dec 2022 | $83,500 | $219,450 | +162.81% |
| 31 Dec 2023 | $88,700 | $282,995 | +219.05% |
| 31 Dec 2024 | $94,000 | $359,614 | +282.57% |
| 31 Dec 2025 | $99,200 | $429,712 | +333.18% |
| 22 Oct 2026 | $103,400 | $490,920 | +374.78% |
Try a different start
Weekly $100 into S&P 500 (Total Return), by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 (Total Return) since 2007 be worth today?
- Investing $100 every week into S&P 500 (Total Return) since 1 January 2007 (1,034 buys, $103,400 in total) would be worth $490,920 today (+374.78%).
- Was DCA better than a lump sum for S&P 500 (Total Return) since 2007?
- Investing the same $103,400 in one go on 1 January 2007 would be worth $814,966 today (+688.17%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 (Total Return) DCA underwater since 2007?
- The plan was worth less than the money invested on 12.9% of days, with the longest stretch lasting 582 days (ending 22 Dec 2009).