DCA history · S&P 500 (Total Return)
S&P 500 (Total Return) DCA since 2015: $100 weekly
Investing $100 every week into S&P 500 (Total Return) since 1 January 2015 (619 buys, $61,900 in total) would be worth $159,789 today (+158.14%).
Backtest 1 January 2015 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$159,789
+158.14% · +15.09%/yr
- Invested
- $61,900.00
- Buys
- 619
- Average cost
- $6,631.62
Lump sum, day one
Winner$281,118
+354.15%
- Invested
- $61,900.00
- Bought at
- $3,769.44
- Max drawdown
- 33.79%
Perfect timing (hindsight)
$309,029
+399.24%
- Bought on
- 11 Feb 2016
- At a price of
- $3,428.99
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 4.3% of days, with the longest unbroken stretch lasting 67 days (to 10 Mar 2016). The worst moment was 25 Aug 2015, when it was down 9.8% on what had been invested. It has been in profit continuously since 24 Mar 2020. The average cost per unit was $6,631.62 against a price today of $17,118.84 (+158.14%). The cheapest buy was $3,428.99 on 11 Feb 2016 and the priciest $17,460.76 on 13 Aug 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2015 | $5,300 | $5,309 | +0.17% |
| 31 Dec 2016 | $10,500 | $11,575 | +10.24% |
| 31 Dec 2017 | $15,700 | $19,850 | +26.43% |
| 31 Dec 2018 | $20,900 | $23,781 | +13.78% |
| 31 Dec 2019 | $26,100 | $37,117 | +42.21% |
| 31 Dec 2020 | $31,400 | $50,248 | +60.03% |
| 31 Dec 2021 | $36,600 | $70,533 | +92.71% |
| 31 Dec 2022 | $41,800 | $62,698 | +49.99% |
| 31 Dec 2023 | $47,000 | $85,036 | +80.93% |
| 31 Dec 2024 | $52,200 | $112,015 | +114.59% |
| 31 Dec 2025 | $57,400 | $137,850 | +140.16% |
| 11 Nov 2026 | $61,900 | $159,789 | +158.14% |
Try a different start
Weekly $100 into S&P 500 (Total Return), by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 (Total Return) since 2015 be worth today?
- Investing $100 every week into S&P 500 (Total Return) since 1 January 2015 (619 buys, $61,900 in total) would be worth $159,789 today (+158.14%).
- Was DCA better than a lump sum for S&P 500 (Total Return) since 2015?
- Investing the same $61,900 in one go on 1 January 2015 would be worth $281,118 today (+354.15%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 (Total Return) DCA underwater since 2015?
- The plan was worth less than the money invested on 4.3% of days, with the longest stretch lasting 67 days (ending 10 Mar 2016).