DCA history · S&P 500 (Total Return)
S&P 500 (Total Return) DCA since 2019: $100 weekly
Investing $100 every week into S&P 500 (Total Return) since 1 January 2019 (408 buys, $40,800 in total) would be worth $78,437 today (+92.25%).
Backtest 1 January 2019 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$78,437
+92.25% · +16.45%/yr
- Invested
- $40,800.00
- Buys
- 408
- Average cost
- $8,958.94
Lump sum, day one
Winner$140,988
+245.56%
- Invested
- $40,800.00
- Bought at
- $4,984.22
- Max drawdown
- 33.79%
Perfect timing (hindsight)
$154,121
+277.75%
- Bought on
- 23 Mar 2020
- At a price of
- $4,559.50
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 2.3% of days, with the longest unbroken stretch lasting 49 days (to 26 Apr 2020). The worst moment was 23 Mar 2020, when it was down 22.9% on what had been invested. It has been in profit continuously since 18 May 2020. The average cost per unit was $8,958.94 against a price today of $17,223.37 (+92.25%). The cheapest buy was $4,984.22 on 1 Jan 2019 and the priciest $17,539.28 on 6 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2019 | $5,300 | $5,961 | +12.48% |
| 31 Dec 2020 | $10,500 | $13,232 | +26.02% |
| 31 Dec 2021 | $15,700 | $22,906 | +45.90% |
| 31 Dec 2022 | $20,900 | $23,692 | +13.36% |
| 31 Dec 2023 | $26,100 | $35,777 | +37.08% |
| 31 Dec 2024 | $31,400 | $50,540 | +60.95% |
| 31 Dec 2025 | $36,600 | $65,374 | +78.62% |
| 22 Oct 2026 | $40,800 | $78,437 | +92.25% |
Try a different start
Weekly $100 into S&P 500 (Total Return), by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 (Total Return) since 2019 be worth today?
- Investing $100 every week into S&P 500 (Total Return) since 1 January 2019 (408 buys, $40,800 in total) would be worth $78,437 today (+92.25%).
- Was DCA better than a lump sum for S&P 500 (Total Return) since 2019?
- Investing the same $40,800 in one go on 1 January 2019 would be worth $140,988 today (+245.56%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 (Total Return) DCA underwater since 2019?
- The plan was worth less than the money invested on 2.3% of days, with the longest stretch lasting 49 days (ending 26 Apr 2020).