DCA history · S&P 500 (Total Return)
S&P 500 (Total Return) DCA since 2025: $100 weekly
Investing $100 every week into S&P 500 (Total Return) since 1 January 2025 (95 buys, $9,500 in total) would be worth $11,129 today (+17.14%).
Backtest 1 January 2025 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$11,129
+17.14% · +18.60%/yr
- Invested
- $9,500.00
- Buys
- 95
- Average cost
- $14,702.77
Lump sum, day one
Winner$12,672
+33.39%
- Invested
- $9,500.00
- Bought at
- $12,911.82
- Max drawdown
- 18.75%
Perfect timing (hindsight)
$14,905
+56.90%
- Bought on
- 8 Apr 2025
- At a price of
- $10,977.50
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 12.6% of days, with the longest unbroken stretch lasting 77 days (to 11 May 2025). The worst moment was 8 Apr 2025, when it was down 15.3% on what had been invested. It has been in profit continuously since 12 May 2025. The average cost per unit was $14,702.77 against a price today of $17,223.37 (+17.14%). The cheapest buy was $11,626.79 on 16 Apr 2025 and the priciest $17,501.21 on 7 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2025 | $5,300 | $5,895 | +11.23% |
| 22 Oct 2026 | $9,500 | $11,129 | +17.14% |
Try a different start
Weekly $100 into S&P 500 (Total Return), by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 (Total Return) since 2025 be worth today?
- Investing $100 every week into S&P 500 (Total Return) since 1 January 2025 (95 buys, $9,500 in total) would be worth $11,129 today (+17.14%).
- Was DCA better than a lump sum for S&P 500 (Total Return) since 2025?
- Investing the same $9,500 in one go on 1 January 2025 would be worth $12,672 today (+33.39%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 (Total Return) DCA underwater since 2025?
- The plan was worth less than the money invested on 12.6% of days, with the longest stretch lasting 77 days (ending 11 May 2025).