DCA history · S&P 500 (Total Return)
S&P 500 (Total Return) DCA since 2022: $100 weekly
Investing $100 every week into S&P 500 (Total Return) since 1 January 2022 (254 buys, $25,400 in total) would be worth $39,139 today (+54.09%).
Backtest 1 January 2022 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$39,139
+54.09% · +18.09%/yr
- Invested
- $25,400.00
- Buys
- 254
- Average cost
- $11,138.09
Lump sum, day one
Winner$43,651
+71.85%
- Invested
- $25,400.00
- Bought at
- $9,986.70
- Max drawdown
- 24.49%
Perfect timing (hindsight)
$57,443
+126.15%
- Bought on
- 12 Oct 2022
- At a price of
- $7,588.90
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 20.9% of days, with the longest unbroken stretch lasting 111 days (to 9 Aug 2022). The worst moment was 16 Jun 2022, when it was down 14.9% on what had been invested. It has been in profit continuously since 29 Mar 2023. The average cost per unit was $11,138.09 against a price today of $17,162.62 (+54.09%). The cheapest buy was $7,602.99 on 15 Oct 2022 and the priciest $17,525.23 on 10 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2022 | $5,300 | $5,026 | -5.16% |
| 31 Dec 2023 | $10,500 | $12,192 | +16.11% |
| 31 Dec 2024 | $15,700 | $20,937 | +33.35% |
| 31 Dec 2025 | $20,900 | $30,488 | +45.88% |
| 11 Nov 2026 | $25,400 | $39,139 | +54.09% |
Try a different start
Weekly $100 into S&P 500 (Total Return), by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 (Total Return) since 2022 be worth today?
- Investing $100 every week into S&P 500 (Total Return) since 1 January 2022 (254 buys, $25,400 in total) would be worth $39,139 today (+54.09%).
- Was DCA better than a lump sum for S&P 500 (Total Return) since 2022?
- Investing the same $25,400 in one go on 1 January 2022 would be worth $43,651 today (+71.85%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 (Total Return) DCA underwater since 2022?
- The plan was worth less than the money invested on 20.9% of days, with the longest stretch lasting 111 days (ending 9 Aug 2022).