DCA history · S&P 500 (Total Return)
S&P 500 (Total Return) DCA since 2006: $100 weekly
Investing $100 every week into S&P 500 (Total Return) since 1 January 2006 (1,086 buys, $108,600 in total) would be worth $535,500 today (+393.09%).
Backtest 1 January 2006 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$535,500
+393.09% · +13.52%/yr
- Invested
- $108,600.00
- Buys
- 1,086
- Average cost
- $3,492.92
Lump sum, day one
Winner$990,740
+812.28%
- Invested
- $108,600.00
- Bought at
- $1,887.94
- Max drawdown
- 55.25%
Perfect timing (hindsight)
$1,708,118
+1472.85%
- Bought on
- 9 Mar 2009
- At a price of
- $1,095.04
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 11.9% of days, with the longest unbroken stretch lasting 568 days (to 6 Jan 2010). The worst moment was 9 Mar 2009, when it was down 44.7% on what had been invested. It has been in profit continuously since 4 Oct 2011. The average cost per unit was $3,492.92 against a price today of $17,223.37 (+393.09%). The cheapest buy was $1,106.00 on 8 Mar 2009 and the priciest $17,525.23 on 11 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2006 | $5,300 | $5,802 | +9.48% |
| 31 Dec 2007 | $10,500 | $11,344 | +8.04% |
| 31 Dec 2008 | $15,700 | $11,158 | -28.93% |
| 31 Dec 2009 | $20,900 | $20,403 | -2.38% |
| 31 Dec 2010 | $26,100 | $29,304 | +12.28% |
| 31 Dec 2011 | $31,300 | $35,151 | +12.30% |
| 31 Dec 2012 | $36,600 | $46,335 | +26.60% |
| 31 Dec 2013 | $41,800 | $67,270 | +60.93% |
| 31 Dec 2014 | $47,000 | $82,090 | +74.66% |
| 31 Dec 2015 | $52,200 | $88,442 | +69.43% |
| 31 Dec 2016 | $57,400 | $104,664 | +82.34% |
| 31 Dec 2017 | $62,700 | $133,375 | +112.72% |
| 31 Dec 2018 | $67,900 | $132,333 | +94.89% |
| 31 Dec 2019 | $73,100 | $179,832 | +146.01% |
| 31 Dec 2020 | $78,300 | $219,122 | +179.85% |
| 31 Dec 2021 | $83,500 | $287,904 | +244.80% |
| 31 Dec 2022 | $88,700 | $240,689 | +171.35% |
| 31 Dec 2023 | $94,000 | $309,930 | +229.71% |
| 31 Dec 2024 | $99,200 | $393,168 | +296.34% |
| 31 Dec 2025 | $104,400 | $469,275 | +349.50% |
| 22 Oct 2026 | $108,600 | $535,500 | +393.09% |
Try a different start
Weekly $100 into S&P 500 (Total Return), by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 (Total Return) since 2006 be worth today?
- Investing $100 every week into S&P 500 (Total Return) since 1 January 2006 (1,086 buys, $108,600 in total) would be worth $535,500 today (+393.09%).
- Was DCA better than a lump sum for S&P 500 (Total Return) since 2006?
- Investing the same $108,600 in one go on 1 January 2006 would be worth $990,740 today (+812.28%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 (Total Return) DCA underwater since 2006?
- The plan was worth less than the money invested on 11.9% of days, with the longest stretch lasting 568 days (ending 6 Jan 2010).