DCA history · S&P 500 (Total Return)
S&P 500 (Total Return) DCA since 2010: $100 weekly
Investing $100 every week into S&P 500 (Total Return) since 1 January 2010 (877 buys, $87,700 in total) would be worth $344,255 today (+292.54%).
Backtest 1 January 2010 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$344,255
+292.54% · +14.71%/yr
- Invested
- $87,700.00
- Buys
- 877
- Average cost
- $4,387.70
Lump sum, day one
Winner$822,035
+837.33%
- Invested
- $87,700.00
- Bought at
- $1,837.50
- Max drawdown
- 33.79%
Perfect timing (hindsight)
$887,552
+912.03%
- Bought on
- 2 Jul 2010
- At a price of
- $1,701.86
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 2.8% of days, with the longest unbroken stretch lasting 69 days (to 25 Jul 2010). The worst moment was 2 Jul 2010, when it was down 8.3% on what had been invested. It has been in profit continuously since 28 Nov 2011. The average cost per unit was $4,387.70 against a price today of $17,223.37 (+292.54%). The cheapest buy was $1,701.86 on 2 Jul 2010 and the priciest $17,525.23 on 9 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2010 | $5,300 | $5,927 | +11.84% |
| 31 Dec 2011 | $10,500 | $11,279 | +7.42% |
| 31 Dec 2012 | $15,700 | $18,527 | +18.00% |
| 31 Dec 2013 | $20,900 | $30,454 | +45.71% |
| 31 Dec 2014 | $26,100 | $40,235 | +54.16% |
| 31 Dec 2015 | $31,300 | $46,008 | +46.99% |
| 31 Dec 2016 | $36,600 | $57,254 | +56.43% |
| 31 Dec 2017 | $41,800 | $75,494 | +80.61% |
| 31 Dec 2018 | $47,000 | $76,989 | +63.81% |
| 31 Dec 2019 | $52,200 | $107,063 | +105.10% |
| 31 Dec 2020 | $57,400 | $132,964 | +131.64% |
| 31 Dec 2021 | $62,700 | $177,114 | +182.48% |
| 31 Dec 2022 | $67,900 | $149,982 | +120.89% |
| 31 Dec 2023 | $73,100 | $195,252 | +167.10% |
| 31 Dec 2024 | $78,300 | $249,798 | +219.03% |
| 31 Dec 2025 | $83,500 | $300,271 | +259.61% |
| 22 Oct 2026 | $87,700 | $344,255 | +292.54% |
Try a different start
Weekly $100 into S&P 500 (Total Return), by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 (Total Return) since 2010 be worth today?
- Investing $100 every week into S&P 500 (Total Return) since 1 January 2010 (877 buys, $87,700 in total) would be worth $344,255 today (+292.54%).
- Was DCA better than a lump sum for S&P 500 (Total Return) since 2010?
- Investing the same $87,700 in one go on 1 January 2010 would be worth $822,035 today (+837.33%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 (Total Return) DCA underwater since 2010?
- The plan was worth less than the money invested on 2.8% of days, with the longest stretch lasting 69 days (ending 25 Jul 2010).