DCA history · S&P 500 (Total Return)
S&P 500 (Total Return) DCA since 2024: $100 weekly
Investing $100 every week into S&P 500 (Total Return) since 1 January 2024 (147 buys, $14,700 in total) would be worth $18,779 today (+27.75%).
Backtest 1 January 2024 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$18,779
+27.75% · +18.21%/yr
- Invested
- $14,700.00
- Buys
- 147
- Average cost
- $13,482.38
Lump sum, day one
Winner$24,515
+66.77%
- Invested
- $14,700.00
- Bought at
- $10,327.83
- Max drawdown
- 18.75%
Perfect timing (hindsight)
$24,934
+69.62%
- Bought on
- 4 Jan 2024
- At a price of
- $10,154.20
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 3.2% of days, with the longest unbroken stretch lasting 14 days (to 23 Apr 2025). The worst moment was 8 Apr 2025, when it was down 8.3% on what had been invested. It has been in profit continuously since 24 Apr 2025. The average cost per unit was $13,482.38 against a price today of $17,223.37 (+27.75%). The cheapest buy was $10,316.52 on 8 Jan 2024 and the priciest $17,515.58 on 12 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2024 | $5,300 | $5,814 | +9.70% |
| 31 Dec 2025 | $10,500 | $12,653 | +20.51% |
| 22 Oct 2026 | $14,700 | $18,779 | +27.75% |
Try a different start
Weekly $100 into S&P 500 (Total Return), by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 (Total Return) since 2024 be worth today?
- Investing $100 every week into S&P 500 (Total Return) since 1 January 2024 (147 buys, $14,700 in total) would be worth $18,779 today (+27.75%).
- Was DCA better than a lump sum for S&P 500 (Total Return) since 2024?
- Investing the same $14,700 in one go on 1 January 2024 would be worth $24,515 today (+66.77%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 (Total Return) DCA underwater since 2024?
- The plan was worth less than the money invested on 3.2% of days, with the longest stretch lasting 14 days (ending 23 Apr 2025).