DCA history · S&P 500 (Total Return)
S&P 500 (Total Return) DCA since 2014: $100 weekly
Investing $100 every week into S&P 500 (Total Return) since 1 January 2014 (669 buys, $66,900 in total) would be worth $186,326 today (+178.51%).
Backtest 1 January 2014 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$186,326
+178.51% · +14.97%/yr
- Invested
- $66,900.00
- Buys
- 669
- Average cost
- $6,186.53
Lump sum, day one
Winner$347,664
+419.68%
- Invested
- $66,900.00
- Bought at
- $3,315.59
- Max drawdown
- 33.79%
Perfect timing (hindsight)
$368,530
+450.87%
- Bought on
- 3 Feb 2014
- At a price of
- $3,127.87
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 2.5% of days, with the longest unbroken stretch lasting 46 days (to 21 Feb 2016). The worst moment was 11 Feb 2016, when it was down 5.8% on what had been invested. It has been in profit continuously since 1 Mar 2016. The average cost per unit was $6,186.53 against a price today of $17,230.38 (+178.51%). The cheapest buy was $3,146.49 on 5 Feb 2014 and the priciest $17,501.21 on 7 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2014 | $5,300 | $5,714 | +7.81% |
| 31 Dec 2015 | $10,500 | $11,007 | +4.83% |
| 31 Dec 2016 | $15,700 | $17,956 | +14.37% |
| 31 Dec 2017 | $20,900 | $27,623 | +32.17% |
| 31 Dec 2018 | $26,100 | $31,213 | +19.59% |
| 31 Dec 2019 | $31,300 | $46,898 | +49.83% |
| 31 Dec 2020 | $36,600 | $61,817 | +68.90% |
| 31 Dec 2021 | $41,800 | $85,435 | +104.39% |
| 31 Dec 2022 | $47,000 | $74,893 | +59.35% |
| 31 Dec 2023 | $52,200 | $100,443 | +92.42% |
| 31 Dec 2024 | $57,400 | $131,283 | +128.72% |
| 31 Dec 2025 | $62,700 | $160,652 | +156.22% |
| 22 Oct 2026 | $66,900 | $186,326 | +178.51% |
Try a different start
Weekly $100 into S&P 500 (Total Return), by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 (Total Return) since 2014 be worth today?
- Investing $100 every week into S&P 500 (Total Return) since 1 January 2014 (669 buys, $66,900 in total) would be worth $186,326 today (+178.51%).
- Was DCA better than a lump sum for S&P 500 (Total Return) since 2014?
- Investing the same $66,900 in one go on 1 January 2014 would be worth $347,664 today (+419.68%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 (Total Return) DCA underwater since 2014?
- The plan was worth less than the money invested on 2.5% of days, with the longest stretch lasting 46 days (ending 21 Feb 2016).