DCA history · S&P 500 (Total Return)
S&P 500 (Total Return) DCA since 2021: $100 weekly
Investing $100 every week into S&P 500 (Total Return) since 1 January 2021 (303 buys, $30,300 in total) would be worth $49,116 today (+62.10%).
Backtest 1 January 2021 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$49,116
+62.10% · +16.70%/yr
- Invested
- $30,300.00
- Buys
- 303
- Average cost
- $10,625.21
Lump sum, day one
Winner$67,257
+121.97%
- Invested
- $30,300.00
- Bought at
- $7,759.35
- Max drawdown
- 24.49%
Perfect timing (hindsight)
$68,767
+126.95%
- Bought on
- 12 Oct 2022
- At a price of
- $7,588.90
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 15.9% of days, with the longest unbroken stretch lasting 159 days (to 31 Jan 2023). The worst moment was 12 Oct 2022, when it was down 13.7% on what had been invested. It has been in profit continuously since 5 May 2023. The average cost per unit was $10,625.21 against a price today of $17,223.37 (+62.10%). The cheapest buy was $7,602.99 on 14 Oct 2022 and the priciest $17,525.23 on 9 Oct 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2021 | $5,300 | $5,982 | +12.87% |
| 31 Dec 2022 | $10,500 | $9,843 | -6.25% |
| 31 Dec 2023 | $15,700 | $18,275 | +16.40% |
| 31 Dec 2024 | $20,900 | $28,542 | +36.56% |
| 31 Dec 2025 | $26,100 | $39,453 | +51.16% |
| 22 Oct 2026 | $30,300 | $49,116 | +62.10% |
Try a different start
Weekly $100 into S&P 500 (Total Return), by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 (Total Return) since 2021 be worth today?
- Investing $100 every week into S&P 500 (Total Return) since 1 January 2021 (303 buys, $30,300 in total) would be worth $49,116 today (+62.10%).
- Was DCA better than a lump sum for S&P 500 (Total Return) since 2021?
- Investing the same $30,300 in one go on 1 January 2021 would be worth $67,257 today (+121.97%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 (Total Return) DCA underwater since 2021?
- The plan was worth less than the money invested on 15.9% of days, with the longest stretch lasting 159 days (ending 31 Jan 2023).