DCA history · S&P 500 (Total Return)
S&P 500 (Total Return) DCA since 2009: $100 weekly
Investing $100 every week into S&P 500 (Total Return) since 1 January 2009 (930 buys, $93,000 in total) would be worth $403,407 today (+333.77%).
Backtest 1 January 2009 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$403,407
+333.77% · +14.77%/yr
- Invested
- $93,000.00
- Buys
- 930
- Average cost
- $3,970.62
Lump sum, day one
Winner$1,102,406
+1085.38%
- Invested
- $93,000.00
- Bought at
- $1,452.98
- Max drawdown
- 33.79%
Perfect timing (hindsight)
$1,462,753
+1472.85%
- Bought on
- 9 Mar 2009
- At a price of
- $1,095.04
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 1.1% of days, with the longest unbroken stretch lasting 41 days (to 22 Mar 2009). The worst moment was 9 Mar 2009, when it was down 16.9% on what had been invested. It has been in profit continuously since 1 Apr 2009. The average cost per unit was $3,970.62 against a price today of $17,223.37 (+333.77%). The cheapest buy was $1,104.38 on 5 Mar 2009 and the priciest $17,460.76 on 13 Aug 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2009 | $5,300 | $6,391 | +20.58% |
| 31 Dec 2010 | $10,500 | $13,158 | +25.32% |
| 31 Dec 2011 | $15,700 | $18,661 | +18.86% |
| 31 Dec 2012 | $20,900 | $27,093 | +29.63% |
| 31 Dec 2013 | $26,100 | $41,810 | +60.19% |
| 31 Dec 2014 | $31,300 | $53,148 | +69.80% |
| 31 Dec 2015 | $36,600 | $59,193 | +61.73% |
| 31 Dec 2016 | $41,800 | $71,903 | +72.02% |
| 31 Dec 2017 | $47,000 | $93,349 | +98.61% |
| 31 Dec 2018 | $52,200 | $94,057 | +80.19% |
| 31 Dec 2019 | $57,400 | $129,521 | +125.65% |
| 31 Dec 2020 | $62,700 | $159,653 | +154.63% |
| 31 Dec 2021 | $67,900 | $211,344 | +211.26% |
| 31 Dec 2022 | $73,100 | $178,006 | +143.51% |
| 31 Dec 2023 | $78,300 | $230,657 | +194.58% |
| 31 Dec 2024 | $83,500 | $294,069 | +252.18% |
| 31 Dec 2025 | $88,700 | $352,455 | +297.36% |
| 22 Oct 2026 | $93,000 | $403,407 | +333.77% |
Try a different start
Weekly $100 into S&P 500 (Total Return), by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in S&P 500 (Total Return) since 2009 be worth today?
- Investing $100 every week into S&P 500 (Total Return) since 1 January 2009 (930 buys, $93,000 in total) would be worth $403,407 today (+333.77%).
- Was DCA better than a lump sum for S&P 500 (Total Return) since 2009?
- Investing the same $93,000 in one go on 1 January 2009 would be worth $1,102,406 today (+1085.38%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was S&P 500 (Total Return) DCA underwater since 2009?
- The plan was worth less than the money invested on 1.1% of days, with the longest stretch lasting 41 days (ending 22 Mar 2009).