DCA history · Gold
Gold DCA since 2011: $100 weekly
Investing $100 every week into Gold since 1 January 2011 (825 buys, $82,500 in total) would be worth $208,224 today (+152.39%).
Backtest 1 January 2011 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$208,224
+152.39% · +10.87%/yr
- Invested
- $82,500.00
- Buys
- 825
- Average cost
- $1,610.07
Lump sum, day one
Winner$236,095
+186.18%
- Invested
- $82,500.00
- Bought at
- $1,420.00
- Max drawdown
- 44.94%
Perfect timing (hindsight)
$318,987
+286.65%
- Bought on
- 17 Dec 2015
- At a price of
- $1,051.00
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 40.8% of days, with the longest unbroken stretch lasting 1,630 days (to 6 Sept 2017). The worst moment was 27 Jun 2013, when it was down 24.6% on what had been invested. It has been in profit continuously since 12 Jun 2019. The average cost per unit was $1,610.07 against a price today of $4,063.70 (+152.39%). The cheapest buy was $1,058.00 on 28 Nov 2015 and the priciest $5,230.50 on 28 Feb 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2011 | $5,300 | $5,320 | +0.38% |
| 31 Dec 2012 | $10,500 | $10,797 | +2.83% |
| 31 Dec 2013 | $15,700 | $12,351 | -21.33% |
| 31 Dec 2014 | $20,900 | $16,957 | -18.87% |
| 31 Dec 2015 | $26,100 | $19,993 | -23.40% |
| 31 Dec 2016 | $31,400 | $26,600 | -15.29% |
| 31 Dec 2017 | $36,600 | $35,495 | -3.02% |
| 31 Dec 2018 | $41,800 | $40,184 | -3.87% |
| 31 Dec 2019 | $47,000 | $53,325 | +13.46% |
| 31 Dec 2020 | $52,200 | $72,037 | +38.00% |
| 31 Dec 2021 | $57,400 | $74,831 | +30.37% |
| 31 Dec 2022 | $62,700 | $79,877 | +27.39% |
| 31 Dec 2023 | $67,900 | $96,048 | +41.46% |
| 31 Dec 2024 | $73,100 | $128,211 | +75.39% |
| 31 Dec 2025 | $78,300 | $217,602 | +177.91% |
| 22 Oct 2026 | $82,500 | $208,224 | +152.39% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2011 be worth today?
- Investing $100 every week into Gold since 1 January 2011 (825 buys, $82,500 in total) would be worth $208,224 today (+152.39%).
- Was DCA better than a lump sum for Gold since 2011?
- Investing the same $82,500 in one go on 1 January 2011 would be worth $236,095 today (+186.18%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2011?
- The plan was worth less than the money invested on 40.8% of days, with the longest stretch lasting 1,630 days (ending 6 Sept 2017).
