DCA history · Gold
Gold DCA since 2017: $100 weekly
Investing $100 every week into Gold since 1 January 2017 (512 buys, $51,200 in total) would be worth $114,662 today (+123.95%).
Backtest 1 January 2017 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$114,662
+123.95% · +15.82%/yr
- Invested
- $51,200.00
- Buys
- 512
- Average cost
- $1,814.56
Lump sum, day one
Winner$180,766
+253.06%
- Invested
- $51,200.00
- Bought at
- $1,151.00
- Max drawdown
- 25.06%
Perfect timing (hindsight)
$180,766
+253.06%
- Bought on
- 1 Jan 2017
- At a price of
- $1,151.00
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 6.3% of days, with the longest unbroken stretch lasting 188 days (to 23 Dec 2018). The worst moment was 16 Aug 2018, when it was down 7.7% on what had been invested. It has been in profit continuously since 24 Dec 2018. The average cost per unit was $1,814.56 against a price today of $4,063.70 (+123.95%). The cheapest buy was $1,151.00 on 1 Jan 2017 and the priciest $5,230.50 on 1 Mar 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2017 | $5,300 | $5,495 | +3.68% |
| 31 Dec 2018 | $10,500 | $10,667 | +1.59% |
| 31 Dec 2019 | $15,700 | $18,341 | +16.82% |
| 31 Dec 2020 | $20,900 | $28,451 | +36.13% |
| 31 Dec 2021 | $26,100 | $32,755 | +25.50% |
| 31 Dec 2022 | $31,300 | $37,880 | +21.02% |
| 31 Dec 2023 | $36,600 | $48,564 | +32.69% |
| 31 Dec 2024 | $41,800 | $67,677 | +61.91% |
| 31 Dec 2025 | $47,000 | $118,010 | +151.09% |
| 22 Oct 2026 | $51,200 | $114,662 | +123.95% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2017 be worth today?
- Investing $100 every week into Gold since 1 January 2017 (512 buys, $51,200 in total) would be worth $114,662 today (+123.95%).
- Was DCA better than a lump sum for Gold since 2017?
- Investing the same $51,200 in one go on 1 January 2017 would be worth $180,766 today (+253.06%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2017?
- The plan was worth less than the money invested on 6.3% of days, with the longest stretch lasting 188 days (ending 23 Dec 2018).