DCA history · Gold
Gold DCA since 2019: $100 weekly
Investing $100 every week into Gold since 1 January 2019 (411 buys, $41,100 in total) would be worth $80,244 today (+95.24%).
Backtest 1 January 2019 to 11 November 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$80,244
+95.24% · +16.71%/yr
- Invested
- $41,100.00
- Buys
- 411
- Average cost
- $2,052.60
Lump sum, day one
Winner$128,478
+212.60%
- Invested
- $41,100.00
- Bought at
- $1,282.00
- Max drawdown
- 26.69%
Perfect timing (hindsight)
$129,692
+215.55%
- Bought on
- 2 May 2019
- At a price of
- $1,270.00
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 3.9% of days, with the longest unbroken stretch lasting 32 days (to 12 May 2019). The worst moment was 26 Sept 2022, when it was down 2.2% on what had been invested. It has been in profit continuously since 4 Nov 2022. The average cost per unit was $2,052.60 against a price today of $4,007.50 (+95.24%). The cheapest buy was $1,272.00 on 23 Apr 2019 and the priciest $5,229.70 on 10 Mar 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2019 | $5,300 | $5,807 | +9.56% |
| 31 Dec 2020 | $10,500 | $12,812 | +22.02% |
| 31 Dec 2021 | $15,700 | $17,658 | +12.47% |
| 31 Dec 2022 | $20,900 | $22,850 | +9.33% |
| 31 Dec 2023 | $26,100 | $31,427 | +20.41% |
| 31 Dec 2024 | $31,400 | $45,953 | +46.35% |
| 31 Dec 2025 | $36,600 | $82,240 | +124.70% |
| 11 Nov 2026 | $41,100 | $80,244 | +95.24% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2019 be worth today?
- Investing $100 every week into Gold since 1 January 2019 (411 buys, $41,100 in total) would be worth $80,244 today (+95.24%).
- Was DCA better than a lump sum for Gold since 2019?
- Investing the same $41,100 in one go on 1 January 2019 would be worth $128,478 today (+212.60%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2019?
- The plan was worth less than the money invested on 3.9% of days, with the longest stretch lasting 32 days (ending 12 May 2019).