DCA history · Gold
Gold DCA since 2014: $100 weekly
Investing $100 every week into Gold since 1 January 2014 (669 buys, $66,900 in total) would be worth $166,881 today (+149.45%).
Backtest 1 January 2014 to 22 October 2026 · USD · no fees · live price. Change the amount, dates or fees →
Dollar-cost averaging
$166,881
+149.45% · +13.43%/yr
- Invested
- $66,900.00
- Buys
- 669
- Average cost
- $1,629.07
Lump sum, day one
Winner$225,611
+237.24%
- Invested
- $66,900.00
- Bought at
- $1,205.00
- Max drawdown
- 25.06%
Perfect timing (hindsight)
$258,669
+286.65%
- Bought on
- 17 Dec 2015
- At a price of
- $1,051.00
- Not a plan you could follow
How it would have felt
Over this period the plan was worth less than the money you’d put in on 16.8% of days, with the longest unbroken stretch lasting 370 days (to 10 Feb 2016). The worst moment was 17 Dec 2015, when it was down 13.1% on what had been invested. It has been in profit continuously since 4 Dec 2018. The average cost per unit was $1,629.07 against a price today of $4,063.70 (+149.45%). The cheapest buy was $1,054.00 on 2 Dec 2015 and the priciest $5,301.60 on 28 Jan 2026.
Year by year
| As of | Invested | Worth | Return |
|---|---|---|---|
| 31 Dec 2014 | $5,300 | $4,965 | -6.33% |
| 31 Dec 2015 | $10,500 | $9,235 | -12.04% |
| 31 Dec 2016 | $15,700 | $14,830 | -5.54% |
| 31 Dec 2017 | $20,900 | $22,176 | +6.10% |
| 31 Dec 2018 | $26,100 | $27,084 | +3.77% |
| 31 Dec 2019 | $31,300 | $37,800 | +20.77% |
| 31 Dec 2020 | $36,600 | $52,809 | +44.29% |
| 31 Dec 2021 | $41,800 | $56,265 | +34.61% |
| 31 Dec 2022 | $47,000 | $61,294 | +30.41% |
| 31 Dec 2023 | $52,200 | $74,995 | +43.67% |
| 31 Dec 2024 | $57,400 | $101,394 | +76.64% |
| 31 Dec 2025 | $62,700 | $173,599 | +176.87% |
| 22 Oct 2026 | $66,900 | $166,881 | +149.45% |
Try a different start
Weekly $100 into Gold, by start year:
Does the start year really matter? Best and worst time to start DCA or DCA vs lump sum, tested on every start month.
Frequently asked questions
- How much would $100 every week in Gold since 2014 be worth today?
- Investing $100 every week into Gold since 1 January 2014 (669 buys, $66,900 in total) would be worth $166,881 today (+149.45%).
- Was DCA better than a lump sum for Gold since 2014?
- Investing the same $66,900 in one go on 1 January 2014 would be worth $225,611 today (+237.24%), so putting it all in on day one came out ahead over this particular period. Which wins depends heavily on the start date.
- How long was Gold DCA underwater since 2014?
- The plan was worth less than the money invested on 16.8% of days, with the longest stretch lasting 370 days (ending 10 Feb 2016).